George was appointed Chief Executive Officer, St.George Banking Group in April 2012. Prior to this appointment, George joined the Westpac Group in March 2009 as Chief Executive, Westpac New Zealand Limited.
George is highly experienced in the financial services industry. He was formerly Group Executive General Manager at National Australia Bank. Prior to that, George was a senior executive in Commonwealth Bank of Australia's Institutional Banking Division and has also been a partner with the Boston Consulting Group in both Sydney and London. George started his career as an Engineering Officer in the Royal Australian Air Force with 77 Squadron, responsible for the maintenance of F/A-18 Fighter Jets.
Andy joined the St.George team in June 2012 to head up the newly formed Retail Banking division and is responsible for the growth and success of our branch and home lending network across New South Wales, Queensland and Western Australia.
Andy has more than 20 years experience in the financial services industry, including more than two years with the Westpac Group where he had great success leading the Westpac Retail and Business Banking in Queensland and most recently heading up the Premium Financial Services division.
Before coming to Australia, Andy worked for RBS and Nat West in the United Kingdom. His roles included Director of Mortgages, Head of Learning and Director of Retail Banking; where he was responsible for 200 branches and more than 2,000 people.
Originally from Birmingham in the UK, Andy now lives in Sydney with his wife Leona and their three daughters - Emma, Lucy and Lily. Tom, Andy's son, lives in the UK and visits often. Andy is passionate about learning and personal development.
Phillip Godkin was appointed General Manager, St.George Business Banking in June 2012, with responsibility for all aspects of the Business Banking segments nationally.
Phillip has been with the Westpac Group for over seventeen years in a variety of roles including leading the Equities business in BT Financial Group and Westpac’s Debt Capital Markets business which incorporates bilateral and syndicated lending, securitisation and asset finance, project finance and corporate and institutional bond issuance.
Phillip was responsible for establishing the Corporate Banking team in Westpac Institutional Bank, which includes the Bank's business with non-investment grade corporates and leveraged acquisition finance.
Phillip also spent three years in the UK as the Managing Director, Europe and America for Westpac Institutional Bank. Prior to moving to London, Phillip was the Global Head of Westpac's Financial Institutions, Health and Government business.
Before joining Westpac, Phillip enjoyed a successful career as an equity analyst covering a range of sectors. He is married with two teenage daughters.
Cate joined St.George Banking Group in January 2013 bringing extensive local and international experience in contemporary best practice HR and Communications to our four brands. Previously with Boral for twelve years, Cate was responsible for significant transformational change, leadership and talent management programs and has strong expertise in Health & Safety and Industrial Relations. In her recent role, Cate was responsible for providing all aspects of HR to 6,500 employees in the Australian and Asian businesses. Cate's early career involved twelve years in the Financial Services sector in line management roles.
Cate is passionate about positioning HR to provide a competitive edge for the business by contributing to improved and sustainable business performance. She is a Fellow and member of the NSW Council of the Australian Human Resources Institute (AHRI), member of AHRI’s Diversity and Inclusion Panel and Chair, Sydney Graduate School of Management External Advisory Board for the Masters in HR & IR.
Cate has been in Australia for the past 24 years, having left the UK to seek the Australian sun and lives in Sydney with her partner and two sons.
Martine was appointed General Manager, Strategy, Marketing and Customer Experience in November 2012. In this role, Martine is responsible for ensuring that we continue to deliver outstanding customer experience by putting customers at the heart of everything we do.
Prior to this appointment, Martine was General Manager, Marketing and Customer Experience at Westpac New Zealand, where she was instrumental in the transformation of the Westpac brand.
Prior to joining Westpac, Martine was a General Manager in Marketing and Sales & Distribution at National Australia Bank for 5 years. During this time, Martine was responsible for mobile mortgage management, small business banking and NAB’s multi-million dollar sponsorship of the Melbourne 2006 Commonwealth Games.
Martine has a passion for people and is also a director of St.George Foundation which helps support disadvantaged children in Australia.
Jane was appointed Managing Director of BankSA on 1 October, 2010, overseeing South Australia’s largest financial institution, with 119 branches in South Australia and four in the Northern Territory.
Prior to this, she was General Manager of Westpac’s Pacific Banking operations for four-and-a-half years, with responsibility for seven countries – Fiji, Papua New Guinea, Vanuatu, Cook Islands, Tonga, Solomon Islands and Samoa.
From 1995 to 2003, Jane held a number of leadership positions at Westpac in Sourcing, Corporate Services, Risk Management, Learning and Development and Human Resources.
Before joining Westpac, Jane worked for AMP in a variety of roles in Adelaide, Melbourne and Sydney, from 1986 to 1995.
Dhiren Kulkarni was appointed as Chief Information Officer on 1 December, 2009. Immediately prior to this, he served as Joint Chief Information Officer of St.George Bank for a year.
Dhiren has worked at St.George since 1986. Between 2000 and 2008 he was General Manager of Project Delivery. During this time he was responsible for developing and implementing St.George channels and core systems. Dhiren also has responsibility for Customer Advocacy in Westpac Technology.
Dhiren has a Masters in Physics and an MBA from the Indian Institute of Management, Bangalore.
Dhiren migrated to Australia 28 years ago. He is married to Ajita and has two children. He loves bushwalking, movies, sports and Googling.
Peter Sarantzouklis was appointed to the role of Chief Financial Officer for St.George Banking Group in April 2012.
Prior to joining St.George Banking Group, Peter was the Head of Products for Westpac Retail & Business Banking in New Zealand where he worked as part of the Westpac New Zealand leadership team for four years. Before joining Westpac, Peter was at GE Money Australia for nine years, holding a number of senior roles across distribution, quality management, product and programme management. His last role was product and quality director of Retail Cards Solutions.
Peter holds a Bachelor of Business, Marketing degree and an MBA from Charles Sturt University
Peter is married and has three boys under the age of five and enjoys spending time with his family and friends.
Melos Sulicich joined the St.George Banking Group Executive team as General Manager, Third Party Distribution and Chief Executive, RAMS. He is responsible for leadership and growth of the RAMS brand and business as well as the St.George Mortgage broker business nationally.
Prior to this Melos was the General Manager of Third Party Distribution, Westpac Retail Business and Banking as well as Chief Executive, RAMS. Melos has been with the Westpac Group since September 2008. Prior to this he was the Group General Manager of Spotless Cleaning Services leading the largest industrial cleaning business across both Australia and New Zealand with over 8000 employees.
Melos has had over 30 years of extensive leadership experience spanning a diverse range of industries including the petroleum marketing, transport, healthcare, shipping and financial services sectors, both in Australia and the United Kingdom. He completed his Bachelor of Business (Marketing) at the University of South Australia. He is a fellow of the Australian Institute of Management and a graduate of the Australian Institute of Company Directors.
Melos is married with three teenage children and enjoys cycling, having recently participated in the ‘Tour de Cure’ ride (Brisbane to Mission Beach) raising money and awareness in the fight against cancer. He is also a keen Carlton supporter and a part-time cricket tragic.
Scott Tanner has over 25 years’ experience in the banking and financial services industry and was appointed Chief Executive of Bank of Melbourne on 10 March, 2011. Scott is leading the transition of St.George to Bank of Melbourne in Victoria and developing Bank of Melbourne into the retail and business bank of choice in Victoria.
Prior to this, Scott was a Director at a global business consulting firm, Bain & Company, where he held a number of senior roles during his 15 year tenure, including Head of Bain’s Melbourne Office (which he opened in 2000) and spearheading the firm’s Customer Strategy and Marketing Practice in Asia Pacific. He forged significant experience in international finance markets while at Bain, leading the firm’s Asia Pacific Financial Services Practice for six years from 2000 and acting as Bain’s key advisor to Westpac on the development of its multi-brand strategy.
Before joining Bain, Scott was Head of Strategic Marketing at NAB where he led the strategic analytic engine within the Australian Group under Don Argus for a number of years. Following this, he served briefly as Head of Premium Customers at NAB.
Melbourne born and bred, Scott has three children and is active in the Melbourne business, education and sports communities. He is a Director of Tennis Australia, a Trustee of Melbourne Olympic Parks Trust, and a Fellow of the Australian Institute of Company Directors. Scott also acts as strategy and planning adviser to the Board of the Melbourne Business School.