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Concession Account
A low cost, easy-to-use account for concession card holders
A bank account designed with you in mind, the Concession Account makes banking affordable. With no monthly account service fee and no minimum monthly balance required, you get straightforward, convenient access to your money.
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No monthly account service fee saves you money
8 free monthly withdrawals including 3 branch withdrawals gives you flexible access to your money
No minimum monthly balance required
Click here to compare accounts.
St.George deposit products are covered by the Australian Government Deposit Guarantee***
- No monthly account service fee
- No minimum monthly balance required
- 8 free monthly withdrawals including 3 branch withdrawals
- A FreedomCard to access your money through ATMs and EFTPOS
- Issued 6 monthly
- Mini transaction history available at any St.George ATM#
- View transactions online with Internet Banking at any time
- Switch to eStatements and stop receiving paper statements. You can also view, print and save at least 2 years of statements online
- Instant access to your funds via St.George branches, ATMs, EFTPOS, Internet and Phone Banking, BPAY® and Bank@Post™
- Convenient and secure 24/7 access to Internet and Phone Banking^
- Automate deposits with direct credits (for salary or other income)
- Automate payments with direct debits (for regular bills)
- No monthly account service fee
- Once fee free allowance has been exceeded, fees apply to transfers and withdrawals via St.George/Westpac/BankSA branded ATMs in Australia, branches and EFTPOS*
- Free Internet and Phone Banking transactions†
- Apply over the phone for this bank account for concession card holders by calling 13 33 30 and saying “New Account” when prompted, 8am - 9pm (AEST), 7 days a week
- To be eligible for the Concession Account you must hold one of the following cards:
- Commonwealth Government Health Concession Card
- Senior's Card
- Information you’ll need to complete your application
Important information
Before deciding to acquire or continue to hold a product, you should read the Terms and Conditions and ensure the product is appropriate. The governing Terms and Conditions documents for Transaction Accounts includes the Transaction, Savings & Investment Accounts Banking Services Terms and Conditions & General Information, Transaction, Savings & Investment Accounts - Fees & Charges and How to Minimise Them and interest rates for NSW, ACT, SA & NT , interest rates for VIC, QLD, WA & TAS. The Terms and Conditions are important and we encourage you to view, save and/or print this document. If you would like a paper copy of the document, please visit your local branch or request one by post. St.George issues the products on this website.
Any advice on this website is prepared without consideration of your personal objectives, financial situation or needs. Before acting on this advice, you should consider if it is appropriate for you.
# Charged per transaction regardless of transaction allowance.
ˆ Subject to systems availability and maintenance.
* Other transaction fees and charges for special services apply. Daily transaction limits apply.
† Internet and Phone banking are free but will be counted towards your monthly fee-free transactions.
*** Conditions Apply
