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St.George SENSE
An innovative way to budget and save
Achieve your goals sooner with linked transaction and savings accounts that work together to make mastering your money easier than ever. Access your money when you want, and save at the same time.
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2 accounts working together with one consolidated statement to help simplify your banking, with a transaction account SENSE Everyday, and a savings account SENSE Savings.
All withdrawal transactions on the SENSE Everyday Account are categorised and presented in easy to read spending charts on the monthly statement, to help you manage and monitor your spending.
Save without the hassle through Rounding. Purchases made using your Visa Debit Card, Freedom Card and BPAY® are rounded up to the next dollar**. This rounding amount is automatically transferred from your SENSE Everyday Account to your SENSE Savings Account.
- Stay on track by setting up a Savings Target and tracking it via your monthly statement.
- Shop securely with your own money, online, at home, over the phone or overseas wherever Visa is accepted with your Visa Debit Card
- Unlimited access to over 2,700 St.George, Westpac and BankSA branded ATMs around Australia.
- Flat monthly service fee of $5 per month*
- Statements that show you where you’re spending and how much you are saving.
Find out more about St.George SENSE
Click here to compare accounts.
St.George deposit products are covered by the Australian Government Deposit Guarantee***
- Earn a competitive rate of interest from the first dollar on your SENSE Savings Account
- Unlimited St.George/Westpac/BankSA branded ATMs in Australia, EFTPOS, direct debit, Bank@Post and Internet and Phone Banking transactions on your SENSE Everyday Account for flat account service fee of $5 per month#
- Visa Debit Card available upon request on your SENSE Everyday Account
- No minimum monthly balance required
- 24/7 access to Internet and Phone Banking^
- Issued monthly
- View transactions online with Internet Banking at any time^
- How to read your statement
- Switch to eStatements and stop receiving paper statements. You can also view, print and save at least 2 years of statements online
- Instant and unlimited access to your funds via St.George Branches, ATMs, cheques, EFTPOS, Internet and Phone Banking, BPAY® and Bank@Post™ on your SENSE Everyday Account
- Convenient and secure 24/7 access to Internet and Phone Banking^
- Automatically credit deposits and payments to your SENSE Everyday Account for example your salary and investment income
- Automate payments with direct debits (for regular bills) from your SENSE Everyday Account
- All withdrawals and deposits from a SENSE Savings Account must be made via the SENSE Everyday Account. To access funds held in the SENSE Savings Account, funds must be transferred to the SENSE Everyday Account first, before withdrawing the funds.
- Flat monthly account service fee of $5 charged to the SENSE Everyday Account
- No fees for everyday banking transactions when you use St.George/Westpac/BankSA branded ATMs in Australia, branches, Bank@Post™, Internet and Phone Banking and EFTPOS#
- Start your online application now for St.George SENSE
- Apply over the phone by calling 13 33 30 and saying “New Account” when prompted, 8am - 9pm (AEST), 7 days a week
Click here to compare accounts.
Important information
Before deciding to acquire or continue to hold a product, you should read the Terms and Conditions and ensure the product is appropriate. The governing Terms and Conditions documents for Transaction Accounts includes the Transaction, Savings & Investment Accounts Banking Services Terms and Conditions & General Information, Transaction, Savings & Investment Accounts - Fees & Charges and How to Minimise Them and interest rates for NSW, ACT, SA & NT , interest rates for VIC, QLD, WA & TAS. The Terms and Conditions are important and we encourage you to view, save and/or print this document. If you would like a paper copy of the document, please visit your local branch or request one by post. St.George issues the products on this website.
Any advice on this website is prepared without consideration of your personal objectives, financial situation or needs. Before acting on this advice, you should consider if it is appropriate for you.
* Monthly service fee applies to your SENSE Everyday Account. There is no monthly service fee for your SENSE Savings Account
** Purchases refers to those made in Australian dollars to a merchant in Australia. We also round withdrawals using your Visa Debit Card when you press the credit button at an ATM, withdrawals from an Electronic Agency and through Bank@Post™, and purchases made overseas using your Maestro/Cirrus ATM card.
# Other transaction fees and charges for special services apply. Daily transaction limits apply.
^ Subject to systems availability and maintenance
*** Conditions Apply
