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Investment Cash Account

Full access with competitive interest rates

Whether you’re looking for a competitive interest account for your cash investments or just a place to park some funds, the Investment Cash Account offers you a great return on your savings. You receive competitive interest rates and still have access to your money when you need it.

  • Earn a interest rate while keeping your money at call
  • No monthly account service fee when you maintain a minimum monthly balance of $10,000
  • Flexible access to funds including branch and chequebook access
  • Can be used as a cash hub for self managed super funds

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Features
Key features
  • Minimum opening investment of $10,000
  • Interest paid from the first dollar
  • 5 free withdrawals per month, including 2 over the counter withdrawals
  • Free and unlimited Internet Banking#
Statements
  • Issued quarterly
  • Mini transaction history available at any St.George ATM##
  • View transactions online with Internet Banking at any time
  • Switch to eStatements and stop receiving paper statements. You can also view, print and save at least 2 years of statements online
Interest
  • Competitive interest rates
  • Tiered interest - the higher your balance, the higher the interest rate
  • Calculated daily, paid monthly
Additional benefits
  • FreedomCard (ATM Card)
  • Receive regular SMS and Email Alerts for withdrawals, deposits and balancesˆ
Access
Account access
  • Instant and unlimited access to your funds via St.George Branches, ATMs, Cheques, EFTPOS, Internet and Phone Banking, BPAY® and Bank@Post™
  • Convenient and secure 24/7 access to Internet Banking† 
  • Automate deposits with direct credits (for salary, investment income, home sale proceeds or other excess funds)
Fees
Account service fee
  • No account service fee if balance is greater than $10,000
  • $6 per month if minimum account balance in that month falls below $10,000
Transaction fees
  • 5 free withdrawals per month including up to 2 free withdrawals in a branch
  • Free and unlimited Internet Banking#
How to apply
Apply online
Call us
  • Apply over the phone on 13 33 30 and say "New Account" when prompted, 8am - 8pm (AEST), Monday to Saturday
Visit a branch
Requirements

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Important information

Before deciding to acquire or continue to hold a product, you should read the Terms and Conditions and ensure the product is appropriate. The governing Terms and Conditions documents for Savings & Investment Accounts includes the Transaction, Savings & Investment Accounts Banking Services Terms and Conditions & General Information, Fees & Charges and How to Minimise Them and interest rates for NSW, ACT, SA & NT, interest rates for VIC, QLD, WA & TAS. The Terms and Conditions are important and we encourage you to view, save and/or print this document. If you would like a paper copy of the booklet, please visit your local branch or request one by post.

Any advice on this website is prepared without consideration of your personal objectives, financial situation or needs. Before acting on this advice, you should consider if it is appropriate for you.

# Internet Banking is free but will be counted towards your monthly fee-free transactions. Daily transaction limits apply.
* Charged per transaction regardless of transaction allowance.
ˆ Charges apply to SMS Alerts and Email Alerts are free.
† Subject to systems availability and maintenance.
*** Conditions Apply

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