|
St.George SENSE
Set money aside to achieve your dreams with a savings account
- Simplify your banking with a SENSE Everyday transaction account and SENSE Savings account working together
- One consolidated statement (PDF, 585KB) charts your savings to target and withdrawals by category spend
- Flat monthly service fee of $5* per month, waived when you deposit a minimum of $2,000 (like your salary) by the last business day of the month
- Purchases made using your Visa® Debit Card, Freedom Card and BPAY are rounded up to the next dollar**. This rounding amount is automatically transferred from your SENSE Everyday Account to your SENSE Savings Account.
- Shop securely with your own money, online, at home, over the phone or overseas wherever Visa is accepted with your Visa Debit Card
- Unlimited ATM access to St.George, Westpac and BankSA ATMs in Australia
Testimonials
SENSE is very user friendly and convenient. I love the passive saving feature on the account. I'm saving money without even thinking about it. It even helps eliminate 'Buyer's Remorse" because every time I buy something, I justify it by assuring myself that I'm contributing to my savings!
The SENSE statements are fantastic, I can see exactly where my money is going and can pinpoint where I can cut down on my expenditure when I'm budgeting. The graphs outlining my savings growth encourage me to keep up the good work.
Angela from Aitkenvale QLD
Read more
Find out more about St.George SENSE
Compare savings accounts.
- Earn a competitive rate of interest from the first dollar on your SENSE Savings Account
- Unlimited St.George/Westpac/BankSA branded ATMs in Australia, EFTPOS, direct debit, Bank@Post and Internet and Phone Banking transactions on your SENSE Everyday Account for flat account service fee of $5 per month#, waived when you deposit a minimum of $2,000 (like your salary) by the last business day of the month
- Visa Debit Card available upon request on your SENSE Everyday Account
- No minimum monthly balance required
- 24/7 access to Internet and Phone Banking^
- Issued monthly
- View transactions online with Internet Banking at any time^
- How to read your statement
- Switch to eStatements and stop receiving paper statements. You can also view, print and save at least 2 years of statements online
- Instant and unlimited access to your funds via St.George Branches, ATMs, EFTPOS, Internet and Phone Banking, BPAY® and Bank@Post™ on your SENSE Everyday Account
- Convenient and secure 24/7 access to Internet and Phone Banking^
- Automatically credit deposits and payments to your SENSE Everyday Account for example your salary and investment income
- Automate payments with direct debits (for regular bills) from your SENSE Everyday Account
- All withdrawals and deposits from a SENSE Savings Account must be made via the SENSE Everyday Account. To access funds held in the SENSE Savings Account, funds must be transferred to the SENSE Everyday Account first, before withdrawing the funds.
- Flat monthly account service fee of $5 charged to the SENSE Everyday Account, waived when you deposit a minimum of $2,000 (like your salary) by the last business day of the month
- No fees for everyday banking transactions when you use St.George/Westpac/BankSA branded ATMs in Australia, branches, Bank@Post™, Internet and Phone Banking and EFTPOS#
- Start your online application now for St.George SENSE
- Apply over the phone by calling 1300 735 090 and saying "New Account" when prompted, 8am - 8pm (AEST), Monday to Saturday
I really like SENSE and I have begun using my debit card significantly more rather than spending on my Credit Card and then paying off at the end of the month.
The rounding I am up to $32 in a few months and the statement is good.
Nathan from Sydney NSW
Sense has all the functionality of the best everyday accounts. I love the rounding up feature. I have a mortgage and kids. Money seems to go everywhere except into any form of savings for my husband and I. This is the first time in over a year I have put saving aside for "us" without even thinking about it. I like the statement breakdowns and each month I can check to see if there is an area of spending that needs attention I will now consciously put $50.05 of petrol in the car because I know that there is another rounding into my savings and you just don't miss the cents but they add up into some good dollars.
Angela from Bunbury WA
Compare savings accounts.
Important information
Before deciding to acquire or continue to hold a product, you should read the Terms and Conditions and ensure the product is appropriate. The governing Terms and Conditions documents for Savings & Investment Accounts includes the Transaction, Savings & Investment Accounts Banking Services Terms and Conditions & General Information, Fees & Charges and How to Minimise Them and interest rates for NSW, ACT, SA & NT, interest rates for VIC, QLD, WA & TAS. The Terms and Conditions are important and we encourage you to view, save and/or print this document. If you would like a paper copy of the booklet, please visit your local branch or request one by post.
Any advice on this website is prepared without consideration of your personal objectives, financial situation or needs. Before acting on this advice, you should consider if it is appropriate for you.
* Monthly service fee applies to your SENSE Everyday Account. There is no monthly service fee for your SENSE Savings Account
** Purchases refers to those made in Australian dollars to a merchant in Australia. We also round withdrawals using your Visa Debit Card when you press the credit button at an ATM, withdrawals from an Electronic Agency and through Bank@Post™, and purchases made overseas using your Maestro/Cirrus ATM card.
# Other transaction fees and charges for special services apply. Daily transaction limits apply.
^ Subject to systems availability and maintenance
Visa is a registered trademark of Visa Worldwide PTe Limited
BPAY® registered to BPAY Pty Ltd ABN 69 079 137 518.
