It's Tax Time

It's tax time – what does it mean for you?

When do I have to lodge my 2008/9 tax return?

If you prepare and lodge your own tax return, the lodgement deadline is the 31 October 2009.

Do I need to lodge an income tax return for 2008/9?

Whether or not you need to lodge an income tax return depends on the amount and type of income you received in the previous income year, if any tax was withheld and your personal circumstances. Visit ato.gov.au or call 13 28 61 for more information.

How can I lodge my tax return?

You can lodge your tax return:

online using e-tax at ato.gov.au
by phone
using a registered tax agent, or
using TaxPack 2009

The processing time of your tax return will vary, depending on which method of lodgement you use

How do I order TaxPack 2009 or other ATO publications?

You can order any Tax Office publication online at ato.gov.au or by phone on the ATO self-help line on 1300 720 092. They will be sent to your address.

How do I minimise my tax?

A St.George Financial Adviser can help you find out if you qualify for possible benefits in this year’s tax return. They can also explain any changes to tax rules that may enable you to claim tax deductions or rebates. Our qualified Financial Advisers will take the time to help you find the solution that’s best for you. Make an appointment at a St.George branch or call 1300 367 240, 8am – 8pm (AEST), Monday to Friday.

How do I pay tax I might owe?

You can choose to use your St.George account and make a payment in one of the following ways:

BPAY® and Direct Credit
Make a payment directly from your eligible St.George cheque or savings account to the ATO using Internet or Phone banking.
Direct Debit
Have your payment automatically deducted from your eligible cheque or savings account.

How can I earn money on any return I receive from the ATO?

Why not earn interest while you decide on how best to use your return. Consider some of our great savings products*:

Direct Saver – High interest, online savings account. For the latest offers click here
Power Saver – Kick-start your savings and start earning competitive interest.
For the latest offers click here
Term Deposits – Returns you can count on with a choice of investment terms.
For the latest offers click here

Ask us today about your savings options or call 13 33 30, 8am – 9pm (AEST) 7 days a week.

Before deciding to acquire or continue to hold a product, you should read the Terms and Conditions and ensure the product is appropriate. The governing Terms and Conditions documents for Transaction Accounts includes the Transaction, Savings & Investment Accounts Banking Services Terms and Conditions & General Information, Transaction, Savings & Investment Accounts - Fees & Charges and How to Minimise Them and interest rates for NSW, ACT, SA & NT, interest rates for VIC, QLD, WA & TAS. The Terms and Conditions are important and we encourage you to view, save and/or print this document. If you would like a paper copy of the document, please visit your local branch or request one by post. St.George issues the products on this website.

Any advice on this website is prepared without consideration of your personal objectives, financial situation or needs. Before acting on this advice, you should consider if it is appropriate for you.

The taxation position described is a general statement and should only be used as a guide. It does not constitute tax advice and is based on current tax laws and their interpretation. Your individual situation may differ and you should seek independent professional tax advice on any taxation matters.