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Complete Freedom Account

Unlimited everyday banking plus a Visa Debit Card

If you make a large number of transactions each month, a Complete Freedom Account is a cost effective way to do your banking. With the convenience of a Visa Debit Card, get the freedom to access your money securely at any time, in Australia and overseas. Save paying the monthly account service fee by simply depositing your salary into this account (minimum total monthly deposit of $2,000) by the last business day of the month.

  • Flat monthly service fee of $5 per month
  • Pay no account service fee if, by the last business day of the month, you either deposit a minimum of $2,000 or have your St.George home loan repayment automatically deducted from this account.
  • 10 free SMS Alerts** per month alert you to balance or transaction information
  • Shop securely with your own money, online, at home, over the phone or overseas wherever Visa is accepted with your Visa Debit Card
  • Unlimited access to over 2,700 St.George, Westpac and BankSA branded ATMs around Australia.

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St.George deposit products are covered by the Australian Government Deposit Guarantee***
Features
Key features
  • Unlimited St.George/Westpac/BankSA branded ATMs in Australia, EFTPOS, direct debit, cheque, Bank@Post and Internet and Phone Banking transactions for flat account service fee of $5 per month#
  • 10 free SMS Alerts** per month
  • Visa Debit Card available upon request
  • Deposit cheques directly into your account via Internet Bankingˆ
  • No minimum monthly balance required
  • 24/7 access to Internet and Phone Banking*
  • Chequebook available upon request
Statements
  • Issued quarterly, or every 2 months if a Visa Debit Card is issued on your account
  • Mini transaction history available at any St.George ATM
  • View transactions online with Internet Banking at any time
  • Switch to eStatements and stop receiving paper statements. You can also view, print and save at least 2 years of statements online
Access
Account access
  • Instant and unlimited access to your funds via St.George branches, ATMs, cheques, EFTPOS, Internet and Phone Banking, BPAY® and Bank@Post™
  • Convenient and secure 24/7 access to Internet and Phone Banking^
  • Automate deposits and payments with direct credits (for salary or investment income)
  • Automate payments with direct debits (for regular bills)
  • Save time by depositing cheques online
Fees
Account service fee
  • Flat monthly account service fee of $5
  • Pay no account service fee when you deposit a minimum of $2,000 by the last business day of the month
  • Pay no account service fee when your St.George home loan repayments are automatically deducted from this account by the last business day of the month
Transaction fees
  • No fees for everyday banking transactions when you use St.George/Westpac/BankSA branded ATMs in Australia, branches, Bank@Post, Internet and Phone Banking and EFTPOS
How to apply
Apply online
Call us
  • Apply over the phone by calling 13 33 30 and saying “New Account” when prompted, 8am - 9pm (AEST), 7 days a week
Visit a branch
Requirements

Click here to compare accounts.

Important information

Before deciding to acquire or continue to hold a product, you should read the Terms and Conditions and ensure the product is appropriate. The governing Terms and Conditions documents for Transaction Accounts includes the Transaction, Savings & Investment Accounts Banking Services Terms and Conditions & General Information, Transaction, Savings & Investment Accounts - Fees & Charges and How to Minimise Them and interest rates for NSW, ACT, SA & NT , interest rates for VIC, QLD, WA & TAS. The Terms and Conditions are important and we encourage you to view, save and/or print this document. If you would like a paper copy of the document, please visit your local branch or request one by post. St.George issues the products on this website.

Any advice on this website is prepared without consideration of your personal objectives, financial situation or needs. Before acting on this advice, you should consider if it is appropriate for you.

# Other transaction fees and charges for special services apply. Daily transaction limits apply.
^ Your online Cheque Deposit will be processed within 24 hours of receipt of your cheques and deposit slip by the bank.
* Subject to systems availability and maintenance.
† Charged per transaction regardless of transaction allowance
** Fees apply after the first 10 SMS alerts per month.
*** Conditions Apply

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