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Equipment finance
The best finance solutions for your business
If you're looking to build your business, St.George offers a range of business and equipment finance to help you free up your capital and invest in those areas that are most profitable for you. So rather than tying up funds in depreciating assets like plant and equipment, you can put your money into what you do best.
Comprehensive Finance Solutions:
Finance Lease
Lease 100% of the equipment purchase price, with fixed repayments that may be structured to suit your business' cash flow. At the end of the lease term you, have the choice to upgrade to new equipment or refinance the existing equipment.
For further information, contact your Business Banker or call 133 800 or email us for more details.
Commercial Hire Purchase
This solution allows you to borrow up to 100% of the equipment price, or less if you wish to pay a deposit upfront. Ideally, this suits a business that wants the option of taking up ownership of the equipment at the end of the term.
For further information, contact your Business Banker or call 133 800 or email us for more details.
Novated Lease
Allows you to offer attractive remuneration packages to your staff, by providing employees with an option to lease a vehicle of their choice, while the employee retains ultimate responsibility for the leased vehicle.
For further information, contact your Business Banker or call 133 800 or email us for more details.
Chattel Mortgage
As an alternative to leasing or hire purchase, a Chattel Mortgage is a fixed interest rate loan supported by a mortgage over the relevant equipment. This solution is particularly favourable for those businesses that wish to retain the equipment at the end of the term and account for GST on a cash basis. Apart from mortgage stamp duty, the contract or repayments do not attract GST or stamp duty.
For further information, contact your Business Banker or call 133 800 or email us for more details.
St.George recommends you seek independent legal, tax or financial advice where appropriate. Terms and conditions, fees and charges are available on application. All applications are subject to St.George's normal credit approval criteria.
Equipment Finance is offered by St.George Finance Limited ABN 99 001 094 471.
