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Business Umbrella

The forecast is always good when you have an umbrella

Business conditions never stay the same. To keep a step ahead of the competition you need to be flexible and respond to changes quickly and effectively.

With all sorts of loan options under a Business Umbrella you’ll be ready for anything.

Business Umbrella is a flexible loan mix that can give you access to approved credit instantly. You apply once for your overall credit limit covering a range of Business Loans including Bank Guarantee and Trade Finance facilities. Then you can draw down funds as you need them, knowing you’ll never miss another vital business opportunity.

Business Umbrella provides:

All sorts of business loan options in one - An easy to manage consolidation of all sorts of loans. Business Umbrella allows you to apply for a variety of loan options within an overall credit limit.

Apply once and once only - You only have to apply once for your overall credit limit. Then you can allocate funds into separate accounts with the flexibility to adjust account limits as your needs change.*

The freedom to get on with business - Draw funds when they are needed. You can have up to 10 accounts under the one approved credit limit. You can change some of your account limits using Internet Banking or our Business Banking Online service.*#

Business Loans when you need them - Be ready when the opportunity arises.

Business Umbrella assists you in a range of situations, from purchasing property, refinancing, providing working capital and funding business growth.

To find out more call 133 800, speak with your Relationship Manager.

Read about business banking online or try the demonstration.

#St.George Bank - A Division of Westpac Banking Corporation is the issuer of Business Banking Online (BBO) and Phone and Internet Banking. Please obtain a Product Disclosure Statement (PDS) and consider them before deciding whether to hold or acquire BBO or Phone and Internet Banking. A PDS for BBO is available online at www.stgeorge.com.au/bbo or by phoning1300 554 004. A PDS for Phone and Internet Banking is available by phoning 1800 804 411.

*Requests for account limit changes on loans with scheduled repayments or subject to fixed rate periods, Bank Guarantee facilities and Trade Finance facilities can only be made by contacting the Bank. During fixed rate periods, account limit changes may be subject to break costs.

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