EUR 15,000,000,000 Euro Note Programme

Euro Note Programme
Programme Summary	A programme facilitating the issuance of Notes denominated in any currency and having a minimum maturity of one month (subject to any applicable legal & regulatory requirements)
Issuer	St.George Bank Limited
Arranger	UBS Investment Bank
Size	EUR 15,000,000,000
Listing	London Stock Exchange and any other Exchange as agreed between the Issuer, Trustee and the relevant Dealer
Form of Instruments	Temporary Global Note exchangeable for Permanent Global Note. Exchangeable for Definitive Notes only in certain circumstances
Currencies	Any currency as may be agreed between the Issuer, the relevant Dealer and the Trustee
Status	Senior and Subordinated Notes may be issued
Issue Price	Notes may be issued on a fully-paid or partly-paid basis and at an issue price which is at par or at a discount to, or premium over, par
Maturities	Such maturities as agreed between the Issuer and the relevant Dealer (subject to regulatory and legal requirements)
Governing Law	English Law
Clearing Systems	Euroclear and Clearstream and/or any other agreed clearing system
Ratings	Issuer's Ratings
Dealers	Barclays Capital Deutsche Bank HSBC JPMorgan RBC Capital Markets St.George Bank Limited The Royal Bank of Scotland UBS Investment Bank
Issuing & Paying Agent	HSBC Bank plc
Trustee	Deutsche Trustee Company Ltd

This page contains general information about the funding strategy of St.George Bank Limited ("St.George"), public information about St.George's debt securities, programmes and completed debt issuance of St.George. Nothing in this page constitutes, or is intended to constitute, an offer for subscription, an invitation to subscribe for or an offer to sell or acquire any securities of St.George or a recommendation, advice, or solicitation whether directly or indirectly, to do any or all those things.