St.George Issuance Programme

St.George Issuance Programme
Programme Summary	Debt Issuance Programme allowing the issuance of Senior Notes, Subordinated Notes or Transferable Deposits Information Memorandum (PDF 418kb)
Issuer	St George Bank Limited
Size	Unlimited
Listing	Instruments which are listed on the Australian Stock Exchange will not be transferred through or registered on CHESS and will not be CHESS approved securities. In the event that an interface between the Register maintained by the Registrar and CHESS is established the Terms and Conditions and any other documents in relation to the Instruments may be amended to facilitate settlement on CHESS and so that the Instruments will become CHESS approved securities
Status of Instruments	The instruments may be Senior Notes, Subordinated Notes or Transferable Deposits as specified in the applicable Pricing Supplement
Currencies	Instruments will be denominated in Australian Dollars and issued in minimum denominations of A$500,000 and such multiples as may be agreed between the Issuer and the relevant Dealers and set out in the relevant Pricing Supplement
Issue Price	Notes may be issued on a fully-paid or partly-paid basis and at an issue price which is at par or at a discount to, or premium over, par
Maturities	Such maturities as agreed between the Issuer and the relevant Dealer (subject to regulatory and legal requirements)
Clearing Systems	Austraclear
Governing Law	State of New South Wales
Rating	Issuer's Ratings
Dealers	Societe Generale Australia Branch Macquarie Bank Limited National Australia Bank Limited Royal Bank of Canada St.George Bank Ltd UBS Limited
Registrar	Austraclear Services Limited

This page contains general information about the funding strategy of St.George Bank Limited ("St.George"), public information about St.George's debt securities, programmes and completed debt issuance of St.George. Nothing in this page constitutes, or is intended to constitute, an offer for subscription, an invitation to subscribe for or an offer to sell or acquire any securities of St.George or a recommendation, advice, or solicitation whether directly or indirectly, to do any or all those things.