Gold Low Rate Credit Card
Low interest rate credit card with gold card benefits
- Get the best of both worlds – A low interest rate credit card with gold card benefits
- 15.74% p.a. on purchases*
- Up to 55 days interest free on purchases is available on accounts that are paid in full by the due date. The interest free period does not apply to cash advances or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid
- Complimentary overseas travel insurance when you purchase a trip on your card**
- Instant discounts and added extras with St.George Instant Benefits
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Features
Interest rate
- 15.74% p.a. on purchases with up to 55 days interest free*
- 19.74% p.a. on cash advances*
Annual credit card fee
Complimentary insurance***
- Overseas travel insurance covers you and your family for medical expenses, unexpected trip cancellation or delays, rental vehicle excess and much more
- Transit accident insurance protects you and your family against accidental death and injury when travelling by plane, bus, train or ferry
- Purchase cover insurance provides up to 3 month cover against theft, loss or damage on selected new purchases
- Extended warranty insurance gives you up to 12 additional months on the manufacturer’s expressed Australian warranty
Star rating
- Cannex 4 star rated credit card
Instant Benefits
Other features
- Up to 3 free additional credit cards for your friends or family members
- Linked access to your St.George accounts
- Higher credit limit starting at $5000
- Switch to eStatements and stop receiving paper statements. You can also view, print and save at least 2 years of statements online
Credit card security
Protection from fraud
- The Falcon Fraud system provides 24x7 monitoring and detection of suspicious transactions
- You are protected against unauthorised transactions provided you did not cause or contribute to the loss
- If you believe a fraudulent transaction has been made on your account, notify us immediately on 1800 028 208 (or +61 2 9553 5883 if overseas)
Free, secure online shopping service
How to apply
Call us
- Apply over the phone on 1300 784 934
Visit a branch
Apply online
Download the application form
Requirements
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*Interest rates quoted current as at and subject to change. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to the cash advances (cash advances are 19.74% p.a. on Gold Low Rate), or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank’s prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.
**These benefits are provided to cardholders and are subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Insurance conditions of use for a full explanation of cover and exclusions.