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Credit Card Repayments
Credit Cards- Repayments
What are my repayment obligations?
Each month you must meet the minimum monthly repayment by the due date shown on your St.George Credit Card statement. Repayment is not required if your balance is zero or your account is in credit.
Should you exceed your Credit Card limit or miss a payment, these amounts need to be paid immediately. Should this occur, we will clearly indicate this on your statement.
The minimum repayment on your Credit Card is
- 2% of your total balance, or $10, whichever is greater ;or
- $10; or
- the amount of outstanding government and interest charges, whichever is greater.
To ensure you meet your minimum repayments on time each month and avoid Late Payment fee(s), you can choose to set up an Automatic Payment Plan. Automatic Payment Plan will automatically debit electronically via AutoPay from your nominated account with any Australian Bank, to your Credit Card.
What if I want to make additional repayments?
You don’t have to wait until you receive your monthly statement to pay. You can make additional payments to your St.George card at any time during the month. This way you can reduce your balance more quickly, and reduce any interest charges.
