Skip to Content
Why St.George | About St.George | Investor Centre | Careers@StGeorge | Media | Contact us | Branch/ATM Locator | 
| 
| A
A
Basic Home Loan
Get a simple, low interest rate home loan with no monthly fees
Do you want a low interest rate home loan that’s easy to use? Then the Basic Home Loan could be for you. This low-frills home loan offers a low variable interest rate and no monthly fees. Enjoy the flexibility of making weekly or fortnightly repayments and the ability to make extra payments. A redraw facility is also available if you’ve made extra payments1. Our Basic Home Loan was recently awarded a 5 star rating by Canstar Cannex for Outstanding Value.
-
Competitive interest rate
No monthly administration fees
Flexible repayment options
Convenient redraw facility
A St.George lending expert will contact you at your preferred time.
Click here for more information on how to apply.Interest type
- Variable interest rate
Term
- Up to 30 years
Can be used for building
-
No
Available for vacant land
- Yes
Frequency
- Choose to pay weekly,fortnightly or monthly
Additional payments
-
Make additional payments at any time
Automatic repayments
- Set up convenient automatic repayments from your nominated account
Interest-only option
- Choose monthly interest-based repayments
- Not available
Ability to increase loan amount
- Applying for additional funds is simple1
Redraw facility
- Get access to any extra payments you make with a convenient redraw facility1
-
Not available
- Reduce or pause your home loan repayments for a period of between 3 to 12 months during a period of legitimate leave from the workforce2
- Maximise the amount you can borrow when a parent or other family member guarantees part of your home loan
- Not available
- Keep earning interest on your deposit monies right up until settlement by using a Deposit Protect Bond instead of paying a cash deposit immediately
Learn more about this simple, low interest home loan
- Call a home loan expert on 13 33 30 and say ‘New Mortgage’ when prompted, 8am - 9pm (AEST), 7 days a week
A St.George lending expert will contact you at your preferred time.
Click here for more information on how to apply.