Standard Variable Rate

Get flexibility and a full range of features with our Standard Variable Rate Home Loan

The Standard Variable Rate Home Loan offers you complete flexibility with a full range of features. You get a competitive interest rate without being locked into the rate for a set term. The interest rate on this loan will move up and down with changes to rates in financial markets.

Flexible repayment options
100% interest offset facility to help you save interest on your home loan
Convenient redraw facility

Enquire now

A St.George lending expert will contact you at your preferred time.

Click here for more information on how to apply.

The loan

Interest type

Variable interest rate

Term

Up to 30 years

Can be used for building

Available for vacant land

Repayments

Frequency

Choose to pay weekly¹,fortnightly¹ or monthly

Additional payments

Make additional payments at any time

Automatic repayments

Set up convenient automatic repayments from your nominated account

Interest-only option

Choose monthly interest-based repayments

Features and benefits

Advantage Package

Get great savings with this all-inclusive home loan package that includes a home loan, transaction account, credit card and more

Ability to increase loan amount

Applying for additional funds is simple²

Redraw facility

Get access to any extra payments you make with a convenient redraw facility²

Interest Offset facility

100% interest offset to help you save interest on your home loan and own your home sooner

Repayment Pause

Reduce or pause your home loan repayments for a period of between 3 to 12 months during a period of legitimate leave from the workforce²

Family Pledge

Maximise the amount you can borrow when a parent or other family member guarantees part of your home loan

Flexible Choice Home Loan

Enjoy the benefits of a fixed and a variable rate

Deposit Protect Bond

Keep earning interest on your deposit monies right up until settlement by using a Deposit Protect Bond instead of paying a cash deposit immediately

Learn more about our Standard Variable Rate Home Loan

Call a home loan expert on 13 33 30 and say ‘New Mortgage’ when prompted, 8am - 9pm (AEST), 7 days a week.

Enquire now

A St.George lending expert will contact you at your preferred time.

Click here for more information on how to apply.

1. Available on loans with principal and interest repayments only.
2. Subject to Bank approval. A fee applies for each approved request