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Personal Overdraft
Be prepared for unexpected expenses with a Personal Overdraft
Protect yourself from accidental or unavoidable shortfalls on your St.George transaction account. This unsecured overdraft works like a credit line to provide you with easy access to funds when you need it.
- Flexible access to funds when you’re short on cash or need a little bit extra
- Pay interest only on the utilised portion of your overdraft limit
Compare personal loans.
Interest type
- Variable interest rate
Loan term
- There is no set repayment term and no expiry date
Loan amount
- Credit limits from $500 to $20,000
Frequency
- There is no minimum repayment required or fixed repayment amount. The amount outstanding is payable on demand if requested
Access to funds
- Credit limit is linked to your St.George transaction account#
- Instant, 24-hour access via ATM, EFTPOS, Internet and Phone Banking or St.George branch
Internet Banking
- Track and manage your loan repayments using Internet Banking
- Switch to eStatements and stop receiving paper statements. You can also view, print and save at least 2 years of statements online
Establishment fee
- None
Administration fee
- Flat monthly admin fee of $10*
Apply online
- Start your online application now^ for a Personal Overdraft
Call us
- Apply over the phone by calling 13 33 30 and saying "New Personal Loan" when prompted, 8am - 8pm (EST), Monday to Saturday
Visit a branch
Requirements
- Information you’ll need to complete your application
Click here to compare loans.
Important information
Subject to St.George Bank lending criteria. Conditions apply and are available on request. Approval may take longer if application is referred for further review. View St.George Unsecured Personal Overdraft Terms and Conditions
* Other fees and charges may be payable.
^ Subject to system availability and St.George Bank Lending criteria. Approval may take longer if application is referred for further review.
# Only applies to St.George Complete Freedom and Express Freedom transaction accounts.
