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Secured Personal Loan
Get the car you want today with a Secured Personal Loan
Planning to buy, upgrade or refinance your car? Reach your goals sooner with a low interest Secured Personal Loan.
- Enjoy a lower interest rate because your vehicle is used as security for the loan~
- Flexible repayment options
- Convenient redraw facility**
Click here to compare loans.
- Choose a fixed or variable interest rate
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Choose a term from 1 to 7 years#
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Borrow from $3,000 up to $80,000
- Choose to repay weekly, fortnightly or monthly
- Get access to any extra payments you make with a convenient redraw facility (available on variable interest rate loans only)**
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Track and manage your loan repayments using Internet Banking
Switch to eStatements and stop receiving paper statements. You can also view, print and save at least 2 years of statements online
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Protect your loan with Consumer Credit Insurance
- One-time fee of $195
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Flat monthly admin fee of $7^^
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Start your online application now^ for a Secured Personal Loan
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Apply over the phone by calling 13 33 30 and saying "New Personal Loan" when prompted, 8am - 9pm (EST), 7 days a week
- Information you’ll need to complete your application
Click here to compare loans.
Important information
Subject to St.George Bank lending criteria. Conditions apply and are available on request. Approval may take longer if application is referred for further review. View St.George Personal Loan Terms and Conditions
* Subject to Bank approval. A fee applies for each approved request
~ To qualify for a lower interest rate, any motor vehicle offered as security must not be more than 12 years old upon loan expiry. The vehicle used as security must be registered under the applicant's name. If the vehicle is registered in joint names, loan application must also be made in joint names.
^ Subject to system availability and St.George Bank Lending criteria. Approval may take longer if application is referred for further review.
^^Other fees and charges may be payable.
# Loan term for Fixed Interest Rate is 1 to 5 years. Loan term for Variable Interest Rate is 1 to 7 years.
** Subject to St.George Bank approval. Minimum redraw amount $500 and a redraw fee applies for each approved request.
