Maxi Saver
Save faster with a competitive interest online savings account with the ability to have branch access.
- Access and manage your funds via Internet, Mobile and Phone Banking through your eligible St.George working account 24/71
- Earn competitive interest on every dollar
- Make savings simple by setting up a regular transfer from your eligible working account using scheduled payments within Internet banking
- No minimum monthly balance or deposit required, making it easy for you to start saving.4
- No monthly service fee2
- Access your funds via Branch if required2
- For personal customers only. Business customers can open a Business Access Saver. Or for your Self Managed Super Fund, open a DIY Super Saver Account.
Competitive variable interest online account
- New Maxi Saver customers can earn up to p.a. variable including a bonus p.a. which is fixed for the first 5 months.3
- No monthly account service fees2
Easy Access to funds through working account
- Make savings simple by setting up a regular transfer from your eligible working account using scheduled payments within Internet banking.
You’ll save faster with Maxi Saver
- Earn a competitive variable interest rate on your savings
- Pay no monthly account service fees on your Maxi Saver account – every dollar you save is your own
- Establish a savings plan using scheduled payments within Internet Banking
Calculate your savings to reach a goal!
Get easy access to your money
Transfer funds and make deposits any time – via an eligible St George working account.

| Maxi Saver |
| Monthly account service fee |
$0 |
| Number of free withdrawals per month |
N/A |
| Transaction fees for everyday banking - Where a relevant Free monthly withdrawal allowance applies, these transaction fees are payable per transaction after the allowance has been exceeded. |
| Internet Banking transactions |
Free |
| Phone Banking transactions |
Free |
| St.George / BankSA / Bank of Melbourne / Westpac ATMs (in Australia) |
N/A |
| Electronic agency |
N/A |
| Staff assisted |
$2.50 |
| Bank@PostTM |
N/A |
| eftpos |
N/A |
| Cheque |
N/A |
| Transaction fees - Free monthly withdrawal allowances do not apply to these fees |
| Direct Debit |
N/A |
| Periodical Payment |
N/A |
| Overseas Cash Withdrawal (including overseas ATM withdrawal) |
N/A |
| St.George / BankSA / Bank of Melbourne ATM Mini transaction history request |
N/A |
| Frequent Statement(per month) |
$2.00 |
| Foreign Currency conversion |
N/A |
| Collection item |
Free |
Interest rates below are for NSW, ACT, SA & NT customers.
| Balance |
Standard base variable rate |
Bonus for new Maxi Saver customers3 |
Earn up to3 |
| Balances up to $5,000,000.00 |
p.a. |
p.a. for 5 months |
p.a |
| On the portion of the balance over $5,000,000.00 |
p.a. |
p.a. for 5 months |
p.a |
Interest rates below are for QLD, VIC, WA & TAS customers.
| Balance |
Standard base variable rate |
Bonus for new Maxi Saver customers |
Earn up to |
| Balances up to $5,000,000.00 |
p.a. |
p.a. for 5 months |
p.a |
| On the portion of the balance over $5,000,000.00 |
p.a. |
p.a. for 5 months |
p.a |
If you open a new Maxi Saver account and you have not held a Maxi Saver account before and you are a personal customer, you'll receive a fixed bonus rate of p.a. on top of the standard variable Maxi Saver rate for the first 5 months after your account is opened. The standard variable Maxi Saver rates may be changed at any time, but the fixed bonus rate will not change while it applies.
OR
Open an account anywhere, anytime via your smart phone. Simply chose one of the following options:
- go to the St.George App and select “Open an account"
- visit m.stgeorge.com.au and select “Products”
- logon to the St.George Mobile Banking and tap the "New accounts" tab
- 13 33 30 and say “New account” when prompted
- Contact details
- Address
- Phone number
- Email address
Important information
Fees and charges may apply.
Read the terms and conditions link available below before making a decision.
Please read these documents and keep a copy. You can request a paper copy at a branch.
The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you. If you need help, call 13 33 30.
BPAY® Registered to BPAY Pty Ltd ABN 69 079 137 518
1 Subject to systems availability.
2 Maxi Saver has no monthly account service fee but other fees and charges apply, including for branch access. To hold a Maxi Saver account you must also hold an eligible St.George working account in the same name or have an existing eligible St.George joint account with your name included in the title. Fees and charges may be payable on your eligible working account.
3 If you open a Maxi Saver account and you have not held an Maxi Saver Account before and you are a personal customer, you'll earn an Introductory Promotional Fixed Bonus Rate of p.a. on top of the standard variable interest rates (standard base rate and bonus rate when the bonus rate criteria is met) during the Promotional Rate Period. The Promotional Rate Period is the first 5 months from the date your account is opened.
4 Maxi Saver has a minimum opening balance of $1.