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Upgrading

family outside homeAbout to make a change and wondering if your current home loan is still right for you? If you’re ready to buy or build your next home, it’s a good time to review your home loan. 

Your home loan features will matter more than ever before. Now that you’re an experienced buyer with some equity in your home, your loan features should suit your changing needs and make good financial sense. For example, you may want an alternative to expensive bridging finance so you can buy a new home before selling your existing property. You may be ready to invest – so it could be a good time to borrow against your home equity with a line of credit. Or you may find that your original home loan doesn’t have the features you need now, like interest offset to save on interest costs, or a package deal for your credit card, transaction account and home loan that could help you save on interest and fees each year. 

We can explain your options and help you save time. There’s no need to figure it out on your own – our home loan experts can take you through what you need to know. Take a look at our calculators to see what you could borrow now and what repayments would be. See where you could afford to buy and you might find our moving checklist and home loan comparison table helpful as well.

Enquire Now or speak to one of our home loan experts on 13 33 30

Compare and Calculate

Compare home loans Home loan calculators Help me choose a home loan

Suggested Home Loans for Upgrading

  • Relocation Loan

    Avoid paying expensive bridging finance if you buy a new home before selling your existing one.

    Enquire now

  • Portfolio Loan

    You can borrow against the equity in your home and use separate sub-accounts to invest or enhance your lifestyle, while paying off your home.

    Enquire now

  • Advantage Package1

    Ask how you can package your home loan, credit card and transaction account to get interest rate discounts and fee waivers that could help you save.

    Enquire now

Important information

Conditions, fees and credit criteria apply.

Before making a decision, it’s best to read the terms and conditions:

Please read these documents and keep a copy. You can request a paper copy at a branch. The information on our website is prepared without knowing your personal financial circumstances. Before you act on this general information, please consider if it’s right for you. If you need help, call 13 33 30.

1 Advantage Package annual fee of $395 applies, other fees may be payable. The interest rate discount and fee savings apply for the duration of the package. Contact us to see if you are eligible to receive Advantage Package benefits.