Sending...

You should only send this link to someone you know would be interested in receiving the information on this webpage. View our Privacy Policy

How to apply
  • Call us on 1300 301 883 and select ‘option 3’ when prompted for an insurance quote.
  • Visit a branch

 

Car Insurance

Go further with 10% off your car insurance online.

St.George can help you choose the car insurance cover that suits your lifestyle and budget. Plus, you can save up to 10% off the first year of the policy when you purchase online*.

  • Choose from three levels of cover - comprehensive, third party fire & theft, and third party property damage
  • Take advantage of flexible payment options and pay monthly at no extra cost
  • Get help anytime, with 24/7 claims assistance

 

As a comprehensive policy holder, you may also be entitled to a new replacement vehicle if your vehicle is less than 2 years old and driven under 30,000km, or less than 3 years old and driven under 50,000km, and suffers a total loss.

Levels of cover

Choose from three levels of cover to suit your needs:

  • Comprehensive
  • Third Party Fire and Theft
  • Third Party Property Damage

Policy options

Choose from three policies depending on the type of vehicle and how you use it:

  • Motor Vehicle Insurance Policy
  • Nominated Driver Motor Vehicle Insurance Policy
  • Nominated Driver Low Kilometre Motor Vehicle Insurance Policy

Premium savings

You may be able to reduce the amount you pay for your car insurance by

  • Excluding any drivers under the age of 25
  • Excluding any drivers under the age of 25, and if the vehicle travels less than 10,000km per year may save you even more

Convenient Payment

  • Pay Annually, Monthly, or
  • Fortnightly at no extra cost

24/7 claims assistance

  • Get help when you need it with 24/7 claims assistance

Excess Options

  • Variable excess options available to suit your budget.

Cover highlights

  • Personal items: Up to $500 cover with Comprehensive cover
  • New Replacement Vehicle: If your vehicle is less than 2 years old and driven under 30,000km, or less than 3 years old and driven under 50,000km, and suffers a total loss, we offer a new replacement vehicle under Comprehensive cover only
  • $30m liability cover: On all policies
  • Towing and transport: With Comprehensive and Third Party Fire and Theft

 

Step 1: Choose your level of cover

When choosing your level of cover, consider the value of your car and how much cover you’d like. For full details, see the Cover Comparison table below. Consider whether you could pay the replacement cost of your vehicle or someone else’s in case of an accident. There are three levels of cover to choose from.

Cover Description Best for me?
Comprehensive This cover offers comprehensive protection against loss or damage to your vehicle as a result of an accident, fire or theft. Includes cover for liability if your vehicle is involved in an incident causing loss or damage to someone else’s vehicle or property. For a list of the inclusions, see the ‘Inclusions’ table. Consider this level of cover if your car is relatively new, or high in value or a leased vehicle, or if you need cover for a motorcycle, trailer or horse float.
Third Party Fire & Theft This covers your vehicle for damage as a result of fire or theft. Includes cover for liability if your vehicle is involved in an incident causing loss or damage to someone else’s vehicle or property. You might consider this insurance if your car has a lower value and you prefer a lower premium but still want cover for fire and theft.
Third Party Property Damage Cover for liability if your vehicle is involved in an incident causing loss or damage to someone else’s vehicle or property. This level of cover has the lowest premium, and protects your legal liability.

To compare the policies and the inclusions for each level of cover, see ‘Inclusions’.

Step 2: Choose your policy

By selecting one of the policy options below, you have the flexibility to only pay for what you need

  • Motor vehicle Insurance - the most flexible policy for your vehicle
  • Nominated Driver Motor Vehicle Insurance (cars only) - premium calculated on the basis that your car will be driven by no more than two drivers who are aged 25 years or over
  • Nominated Driver Low Kilometre Motor Vehicle Insurance (Comprehensive cover only) - premium calculated on the basis that your car will be driven by no more than two drivers who are aged 25 years or over, and the vehicle will not be driven more than 10,000 kilometres during your period of insurance.

Need more detail?

It’s important to understand what you are and aren’t covered for. For full policy details and to make sure this insurance meets your needs, check the PDS.

These inclusions are designed to protect you and your car in your greatest time of need, and reduce your inconvenience in the event of an accident, fire or theft.

  Comprehensive Third Party Fire & Theft Third Party Property Damage
Australia wide accident cover      
24/7 claims service      
Pay by the month at no extra cost      
Discounts when excluding all under 25 year old drivers      
$30 million Liability cover      
Towing and transport of your vehicle      
Emergency or temporary repairs      
Hire Vehicle costs after theft of attempted theft      
Recording of locks and barrels after theft of keys      
No Claim Bonus/Rating      
Low kilometre discount      
New car replacement after a total loss      
Windscreen extension option      
Baby capsules & child seats      
Personal items      

Need more detail?

It’s important to understand what you are and aren’t covered for. For the policy details, check the PDS.

Protect yourself and your car against the unexpected, and let us look after you. It’s easy to apply for your car insurance at St.George.

Call us 24 hours a day, 7 days a week, on 13 15 32

If your car is stolen or maliciously damaged

Call the police if your car is stolen or maliciously damaged. You may need to provide us with the name of the police officer and police station where you made the report.

If you are involved in an accident

  • Do not admit to anyone involved that you were at fault
  • Write down the full names, addresses and phone numbers of all drivers, passengers and witnesses involved
  • Write down the vehicle registration numbers and insurance details of all vehicles involved.

You may need to provide us with this information when making a claim.

Insurance claim help
If you need assistance with your claim, call us on 13 15 32.

Important information

*When compared with the cost of purchasing a Protect Motor Vehicle Insurance policy in a branch or over the phone. 10% discount online until 30.12.14, automatically applied.

The advice on this website is general advice only and does not take into account your individual objectives, financial situation or needs (your personal circumstances). Before acting on this advice and making a decision about Protect Motor Vehicle Insurance, you should consider the appropriateness of the advice, and the current Product Disclosure Statement and policy wording (PDS) and the Supplementary Product Disclosure Statement and policy wording (SPDS) having regard to your personal circumstances.

Protect Motor Vehicle Insurance is issued by CGU Insurance Limited ABN 27 004 478 371 AFSL 238291 (CGU) and distributed by St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 (St.George). In arranging this insurance, St.George acts under the Bank’s Australian Financial Services Licence.

This policy is not an investment in or deposit with the Bank. Neither the Bank, St.George nor any member of the Westpac Group guarantees the insurance benefits under the policies, or has any liability in connection with the policy or this information.

Call us 24 hours a day, 7 days a week, on 13 15 32 for immediate advice and assistance with your claim.