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  • Call us on 1300 287 873
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Estate Plan

Guaranteed protection for your family

  • St.George’s Estate Plan covers your final expenses including funeral expenses, legal costs and any outstanding bills should the worst happen to you
  • Provides a lump sum payment to your family within 48 hours1
  • Low cost premiums from just from just $5 a week
  • Guaranteed acceptance for St.George customers aged 45-70

Funeral cover

  • Provides a lump sum payment to your family to help cover your final expenses including funeral expenses, legal costs and any outstanding bills should the worst happen to you

Eligibility

  • Guaranteed acceptance for selected St.George customers and their partners aged between 45 and 70 years

Low premiums

Choose from:

  • Standard Cover at just $5 a week or
  • Extended Cover from $10 a week

Easy to apply

  • No need for medical examinations

Partner discount

  • 10% discount for your partner if you apply together

Fast turnaround

  • Benefit payable as a lump sum to your beneficiaries within 48 hours once the paperwork is received2

Benefit based on age

  • The younger you are when you apply, the higher the benefit your family will receive

No age increase

  • Your premiums do not increase as you get older

Free after 85

  • When you turn 85 cover is free with no premiums

Worldwide cover

  • Worldwide cover 24/7

Easy premium payments

  • Easy payments through direct debit or credit card payment options

Your family’s protection starts here

We may not want to think about the worst happening to us, but that doesn’t mean we can’t protect our loved ones. Losing a family member is hard enough emotionally, let alone having to deal with the financial burden that can come with it.

If you consider that the average cost of a funeral is more than $7,500* this can have a major impact on a family’s valuable savings. And don’t forget the associated costs, such as legal costs and outstanding bills you may leave behind you.

For just $5 a week with St.George Estate Plan, you can have peace of mind that your family won’t be left with a financial burden.

*Source: Funeral Line Australia – Frequently Asked Questions, December 2010 (funeralline.com.au/faq%27s.html)

Funeral cover for as little as $5 per week 

St.George Estate Plan is something you can put in place yourself to help cover your family for your final expenses. Estate Plan provides a lump sum payment to your beneficiaries or estate, within 48 hours1 of receipt of all necessary documentation. The benefit will help cover your final expenses including your funeral, legal costs and any outstanding bills you could leave to your family. 

Choose from:

  • Standard Cover - $20 per month
  • Extended Cover - $40 per month for a higher benefit level

Benefit levels are determined by your gender and your age when you apply. The younger you are when you apply, the higher the benefit.

If your partner also applies, they’ll receive a 10% discount on their premium for the life of their policy.

St.George Estate Plan is easy to apply for with no medicals or interviews needed. Acceptance is guaranteed for St.George customers aged between 48 and 70.

Need more information?

It’s important to understand what you are and aren’t covered for. For the policy details, check the St.George Estate Plan PDS and Policy documents.

  • Call us on 1300 287 873

How to apply

Important information

Estate Plan is issued by Westpac Life Insurance Services Limited ABN 31 003 149 157 (Westpac Life) and distributed by St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 (St.George). Westpac Life is a wholly owned subsidiary of Westpac Banking Corporation (Bank). The policy is not an investment in or deposit with the Bank. Neither St.George, the Bank, nor any member of the Westpac Group (other than Westpac Life as insurer) guarantees the policy.

This information has been prepared without taking account of your personal objectives, financial situation or needs (your personal circumstances). Because of this you should, before acting on this information, consider its appropriateness, having regard to your personal circumstances. Conditions, limits and exclusions on cover apply, details of which are explained in the Product Disclosure Statement and policy wording (PDS). Before making a decision about these policies, you should obtain and consider the PDS. A PDS can be obtained by downloading it here, or by calling 1300 287 873.

1Once the requirements to access the claim have been received and the claim has been admitted. Please see the Product Disclosure Statement for terms and conditions, including documents that will need to be provided to us for the claim to be assessed.
2You will be required to answer questions in relation to your level of income if you apply for a monthly cover of $2,500 or higher