Security On Loan

Margin lending allows you to borrow funds to invest in shares, managed funds and master trusts. Like any investment, a margin loan involves some risk. In the same way that margin lending can increase your opportunity for gains in a rising market, it will magnify your losses if the market value of your investment portfolio falls. St.George Margin Lending lets you use any of your existing investments that are listed on our Acceptable Securities List, to borrow funds to make further investments.

The amount you can borrow is based on:

• your approved credit limit
• the value of the cash, or investments you provide as security for your margin loan
• the specified loan to value ratio (LVR), applied by St.George Margin Lending, to the specific shares, managed funds or master trusts you provide as security