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Consolidating your debts

Consolidating DebtsYou've got credit cards, store cards and other bills you'd like cleared. With different payment deadlines, interest rates and fees it can be difficult to keep on top of things.

St.George Unsecured Personal Loan

  • One loan, with one monthly payment, all under one competitive interest rate
  • Borrow from $3,000 to $40,000
  • Apply online and receive a response in 60 seconds1
Apply Now
Unsecured Personal Loan Variable Rate option2 Fixed Rate option2
Interest rate from  p.a  p.a.
Comparison rate3  p.a  p.a.
Loan term3 1 to 7 years 1 to 5 years
Establishment fee from $195 from $195
Monthly administration fee $9 $9
Flexibility to pay the loan off sooner4 *
Convenient redraw facility5 *
Other Fees and Charges Personal Loan Fees and Charges
Interest rates Unsecured Personal Loan interest rates


Important information

Conditions, fees and credit criteria apply.
Before making a decision, it's best to read the terms and conditions:

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 33 30.

1 Subject to system availability and St.George Bank Lending criteria. Approval may take longer if application is referred for further review.

2 For new loans approved on or after 8 April 2011.

3 The comparison rate is based on an Unsecured Personal Loan of $10,000 and 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

4 Pre-payment fees apply. Break costs are payable on early payout or partial payment (in excess of the limit set out in the loan terms and conditions) of a fixed rate loan. Break costs are an amount equal to the Bank’s reasonable estimate of its loss due to breaking of the fixed rate period or early repayment of a fixed rate personal loan.

5 Redraw requests are subject to approval. Minimum redraw amount $500 and a redraw fee applies for each approved request. Other fees and chargesmay be payable.