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Get Set Loan

Easy access to funds for whatever you like

  • Combines the features of a personal loan, Visa® Debit Card and cheque account all in one
  • Access your available credit limit anytime, for a holiday, furniture or wedding
  • Flexible line of credit
  • Pay interest only on the balance of your loan
  • St George Get Set Protect helps you meet your loan repayment obligations if you unexpectedly lose your job, become sick, have an accident, or if you pass away.
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Flexible

Variable interest rate

Term of your loan

No set repayment term and no expiry date

Credit Limit

From $5,000 to $50,000

Fast online application1

  • It takes usually 15 minutes to complete your application1
  • Submit and receive a response within 60 seconds.

Loan protection2

Protect your loan with St.George Get Set Protect

Flexibility

  • Fast and easy access to money when you need it
  • Only pay interest on what you've used

Protection for your loan

Compare loans

  • Find the loan that's right for you. Compare personal loans with our Comparison table.

 

Purchase online

  • Make purchases over the phone or online with your Visa® Debit Card

Internet Banking

  • Track and manage your loan repayments using Internet Banking
  • Go green - switch to eStatements instead of paper statements and help save the environment. You can also view, print and save at least 2 years of statements online.

Convenient Access

  • 24/71 access at St.George, Westpac and BankSA ATMs (subject to availability).
Interest rate
Get Set Loan variable interest rate  p.a.
Fees
Establishment Fee $150
Administration Fee $9 payable each month or part month in which you have a Get Set Loan
Payment dishonour fee $9 payable whenever a direct debit order for payment from another institution is dishonoured
Payment honour fee $9 payable for each transaction we honour which exceeds available credit
Monthly repayments Pay $50 or 1.25% of the outstanding balance plus the monthly interest charge and administration fee, whichever is higher.

For all other charges, please see our Personal Loan Fees and Charges.

Apply online

Apply now. It takes just 15 minutes and anyone can apply online!

Call us

Apply over the phone. Call us on 13 33 30 say “New Personal Loan” when prompted

Visit a branch

Find your nearest branch

Tips

You don’t have to be an existing St.George customer to apply online.

Information you’ll need to apply

  • Your driver's license number for identification
  • Your current employer’s name, address and main switchboard number
  • Weekly after-tax income for each person applying for the loan
  • Details of your assets, your savings and investments
  • Amounts owing on your credit cards, store accounts, etc.
  • Details of your other expenses
  • One personal reference including their name, address and contact phone number
  • If you are self-employed, you will need to provide your recent tax information

 

Important information

Conditions, fees and credit criteria apply.

Before making a decision, it's best to read the terms and conditions.

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 33 30.

Visa® is a registered trademark of Visa Worldwide PTe Limited.

1 Subject to systems availability.
2 St.George Bank is distributing this insurance acting under Westpac's Australian Financial Services Licence as agent for Swann Insurance (Aust) Pty Ltd ABN 80 000 886 680 AFSL 238292 and St.George Life Limited ABN 88 076 763 936 AFSL 240 900 (Insurers) and not as your agent. St.George Bank will receive a commission of up to 20% of the premium (excluding government charges and taxes) from the Insurers. Swann Insurance and St.George Life each take full responsibility for the whole of this PDS. However, they are not responsible or liable to you for the insurance cover provided by the other. Westpac is the issuer of this insurance and does not guarantee or stand behind any of the obligations of the Insurers.