Business credit card
Control your business cash flow with your Business Credit Card
More than just a Business credit card, the BusinessVantage Visa credit card is a business solution that helps you control your expenses. This dedicated business Visa card can help control your business cash flow, cut down your reliance on cash and save you money. The detailed Business Visa card reports can improve your expense reporting and cut down on your administration time.
- Flexible expense reporting
- BAS friendly - easy to calculate the GST
- $0 annual fee when you combine with a Business Banking transaction account as part of a Business Owners Transaction Package^
- Up to 55 days interest free on purchases is available on accounts that are paid in full by the due date. The interest free period does not apply to cash advances or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid
Business Credit Card Features
Interest rate
- 55 days interest free on your Visa card purchases**
- 17.15% p.a. purchase and cash advance rate#
Payment plan
- Optional automatic payment plan
Customised expense account reporting
- Each cardholder receives a Monthly Individual Statement, showing all Business transactions for the period. These can also be viewed online via Internet Banking.
- You can also choose to receive additional reports, such as Travel and Entertainment reporting or Merchant Category Analysis, to assist you analysing business expenditure and in negotiating volume discounts
Free insurance
- Free insurance against fraudulent use and unauthorised charges~
Emergency travel services
- 24-hour Visa Emergency Assistance Centre available
- Assistance with medical and legal referrals, advancement of emergency funds, lost luggage and document replacement, emergency ticket replacement and more
Acceptance
Acceptance
- Worldwide acceptance
- Online purchasing around the world
Fees
Account fee
How to apply
Contact us
- Call our team of dedicated business banking specialists on 1300 781 605 8am - 6pm (AEST), Monday to Friday
Apply online
Visit a branch
Email us
Requirements
- You must be aged 18 years or older
- You must be a permanent Australian resident
- You must be the Proprietor, Partner or Director of a Business/Company
Disclaimer
All applications for credit are subject to St.George’s normal credit approval criteria.
**55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to cash advances, or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid.
#Interest rates quoted current as at 19/11/07 and subject to change. Terms and conditions, fees and charges are available on application.
##The Business Owners' Transaction Package is available to businesses that hold a Freedom Business Account or Business Cheque Account Plus and a BusinessVantage Visa Credit Card. The annual fee is waived on up to three cards per facility.
~Refer to Conditions of use. This cover is provided at no additional cost to the Account holder and St.George does not receive any commission or remuneration from Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL No.232507 in relation to this policy. St.George is not an Authorised Representative (under the Financial Services Reform Act 2001) of Zurich Australian Insurance Limited or any of its related companies.