Express Saver Account for Business

High interest and no fees with online banking

Express Saver Account for Business is an online, at-call account giving you the flexibility to earn a highly competitive interest rate on your surplus business funds. With no fixed term, no transaction fees, no minimum deposit and no minimum balance required, you could be putting your business funds to work for you right away.

Earn a high interest rate on your at-call funds
Instant access to your funds via Internet and Phone Banking if linked to an eligible St.George account.
24-hour, seven-day access to your Express Saver Account for Business ^{^}
Flexibility to transfer funds between your Express Saver Account for Business and a nominated account held with St.George or another Financial Institution within Australia

Call us on 1300 781 605 (8am – 6pm (AEST), Monday to Friday

Apply by sending a completed application form to us

Application form

St.George deposit products are covered by the Australian Government Deposit Guarantee***

Features

Fee-free transactions

No transaction fees using Internet and Phone Banking

Interest

High variable interest rate
Interest is calculated daily and paid monthly

Term

Funds are readily available with no fixed term

Access

Account access

Funds are accessible via Internet and Phone Banking 24-hours a day, 7-days a week^{^}
Instant access to funds linked to an eligible St George account
Unlimited Internet and Phone Banking transactions

Fees

Account fee

$0 monthly account keeping fee

Transaction fees

No transaction fees. Fees may apply on your nominated bank account.

How to apply

Requirements

Your Business and/or Company must be registered in Australia
Information you’ll need to complete your application

Downlaod application form

To apply for an Express Saver Account for Business simply download the application form.
Complete the relevant sections, print and sign the form then send the completed application form to:
St.George Express Saver Account for Business
Reply Paid 1101
PARRAMATTA NSW 2124
Where your nominated account is held with another Financial Institution, for security reasons you must provide a copy of an account statement that:
- is not older than 6 months;
- has the same account name as the Express Saver Account for Business; and
- has the same address as the Express Saver Account for Business.
For non-Australian residents, all required documents must be certified copies.

Important: Any Authorised Users you nominate on this application must be satisfactorily identified by St.George. To help us process your application quickly, any Authorised User who is not an existing St.George customer should visit their local St.George branch to be identified or complete a Certified Identification Form (CID) and you should send that form together with your Express Saver Account for Business application form to the address above.

Call our team of dedicated business banking specialists on 133 800 8am to 6pm (AEST), Monday to Friday

Visit a branch

Authorised Users can be identified through any St.George branch.
Find your nearest branch

Questions

For further information, read the Frequently Asked Questions

Useful Forms

Certified Identification Form (CID)	An Express Saver Account for Business Authorised User who is unable to visit a St.George branch to be identified must use a Certified Identification Form (CID): The verification of identity must be made via a statement from an acceptable certifier. The CID displays categories of acceptable certifiers. The acceptable certifier must also attach certified copies of the identification documents produced to them. The CID must be sent to: St.George Express Saver Account for Business Reply Paid 1101 PARRAMATTA NSW 2124
Express Saver Account for Business - Application and Authority to Operate	This form is used to open a new Express Saver Account for Business as well as to make changes to your existing Express Saver Account for Business Authorised User(s).
Change your Nominated Account form	Use this form to change the nominated account that is linked to your Express Saver Account for Business. The account you nominate to be linked to your Express Saver Account for Business must be in the same name and capacity as the Express Saver Account for Business. The account may be held with St.George or any other Australian Financial Instituion provided the account accepts direct debits and credits. If your new nominated account is held with another Financial Institution, for security reasons, you must provide a copy of an account statement that: is not older than 6 months; has the same account name as the Express Saver Account for Business; and has the same address as the Express Saver Account for Business. For non-Australian residents, all required documents must be certified copies.
Auto Savings Plan	You can use this form to set up or make changes to your Automatic Savings Plan. A savings plan is availabe by direct debit if your nominted account is held with St.George and allows direct debit access. If you are unsure, please contact our Business Banking Consultants on 133 800 8am to 6pm (AEST), Monday to Friday. If your nominated account is not held at St.George, then you may wish to contact the Financial Institution your account is held with to set up a transfer schedule into your Express Saver Account for Business. You will need to know details of your Express Saver Account for Business, which will be set out in your welcome letter issued when you open your account.

*Important information

Before deciding to acquire or hold a product, you should read the Product Disclosure Statement (PDS) and ensure the product is appropriate. The PDS for Express Saver Account for Business includes: An Important Notice,Terms and Conditions and Interest Rates. The PDS is important and we encourage you to view, save and/or print these supporting documents. If you would like a paper copy of the PDS you may request one by contacting us on 1300 851 342. St.George issues the products on this website.

Any advice on this website is prepared without consideration of your personal objectives, financial situation or needs. Before acting on the advice, you should consider if it is appropriate to your objectives, financial situation or needs.

^{^} Subject to system maintenance and availability
*** Conditions Apply