Compare Transaction Accounts
Looking for a Savings Account or Term Deposit? Compare our savings and investment accounts
Or read more about BusinessVantage Visa or superannuation solutions
| Account Benefits | Freedom Business Account | Business Cheque Account Plus |
|---|---|---|
| Apply now | Apply | Apply |
| Minimum balance to open account | $1 | $1 |
| Minimum opening balance with Cheque book | $1 | $1 |
| Can apply by Phone | ||
| Can apply Online | ||
| Minimum balance required to avoid monthly Account Service Fee | $5,000 | $10,000 |
| Monthly Account Service Fee | $10 | $10 |
| Transaction – Limits | ||
| Fee-free transaction allowance per month | 10 deposits / withdrawals | 15 deposits / withdrawals |
| Fee-free collection items per month* | 10 | 15 |
| Transaction charges when monthly fee-free transaction allowance is exceeded | ||
| St.George Branch Over-the-counter transactions (including Express deposit) | $0.95 | $0.80 |
| Cheque withdrawals | $0.60 | $0.40 |
| St.George ATM, EFTPOS & Electronic Agency withdrawals | $0.60 | $0.40 |
| Phone Banking | Free ** | $0.20 |
| Internet Banking | Free ** | $0.20 |
| Direct Credits | $0.20 | $0.20 |
| Collection Items | $0.60 | $0.50 |
| Charged per item processed | ||
| Direct Debits | $0.20 | $0.20 |
| ATM Mini transaction history | $0.20 | $0.20 |
| Access | ||
| At Call | ||
| FreedomCard (ATM) | ||
| Phone Banking | ||
| Internet Banking | ||
| EFTPOS | ||
| VISA Debit Card | ||
| Passbook | ||
| Cheque Book | ||
| Features | ||
| Business SMS & Email Alerts^ | ||
| BPAY® | ||
| Overdraft facility option | ||
| Interest | ||
| Interest | ||
| Interest Calculated | Daily | Daily |
| Interest Paid | Semi Annually (Feb, Aug) | Monthly |
| Statement Cycle | ||
| Statements ^^ | Monthly | Monthly |
** including BPAY®.
^ SMS alerts cost 25 cents per alert
^^ Quarterly or 6 Monthly statement cycle options are available.
Important information
Before deciding to acquire or continue to hold a product, you should read the Product Disclosure Statement (PDS) and ensure the product is appropriate. The Product Disclosure Statement (PDS) for Freedom Business Account and Business Cheque Account Plus includes: Terms and Conditions, Fees and charges, Interest Rates. The PDS is important and we encourage you to view, save and/or print these documents. If you would like a paper copy of the PDS you may request one by post or contact us on 133 800. St.George issues the products on this website.
Any advice on this website is prepared without consideration of your personal objectives, financial situation or needs. Before acting on the advice, you should consider if it is appropriate to your objectives, financial situation or needs.
