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St.George announces cuts to fixed home loan rates

Tuesday, 29 July 2014

St.George has announced that it will cut its fixed home loan rates for three, four, and five year terms, effective from today.

St.George’s new 3 year fixed rate is the lowest in market, compared to the major banks at 4.89% per annum (under Advantage Package). The four and five year fixed home loan rates are amongst the best in market at 4.99% per annum, while the rates for the one and two year terms also remain competitive at 4.79% per annum (under Advantage Package).

New fixed rates (under Advantage Package) from St.George:

  • 3-year 4.89% per annum (a reduction of 0.10% per annum)
  • 4-year 4.99% per annum (a reduction of 0.70% per annum)
  • 5-year 4.99% per annum (a reduction of 0.70% per annum)

The fixed rates are available to new customers, as well as existing customers who would like to fix part, or all, of their current home loan.

Andy Fell, General Manager, St.George Retail Banking commented the interest rate cuts from St.George will help more customers to start their own home.

“The new fixed home loan rates from St.George are really competitive, which is great news for those looking to enter the property market or fix part of their loan.

“We’re seeing many of our customers choosing to fix a portion of their loan, giving them the security of having a set repayment each month with some flexibility of a variable loan. This is a great way for customers to manage their personal finances more effectively,” he said.

As part of St.George’s Advantage Package, customers can take advantage of discounts on home loan interest rates and fee savings, as well as have access to discounts on home and contents insurance, credit cards and BT Super for Life.

St.George offers a variety of home loan options to suit different needs – including for first home buyers, property investors, those upgrading their home and those refinancing their home loan.

For more information, or assistance and advice in relation to existing or new loans, customers can visit their local St.George branch, or call 13 33 30.

3 Year Fixed Rate

Fixed Rate (Packaged) 4.89%
Comparison Rate 5.56%

4 Year Fixed Rate

Fixed Rate (Packaged) 4.99%
Comparison Rate 5.56%

5 Year Fixed Rate

Fixed Rate (Packaged) 4.99%
Comparison Rate 5.55%


Media contact:
Fiona Macrae
Head of Media Relations, St.George Banking Group
(02) 9236 2973 or 0412 693 182