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Using personal accounts to manage your business?

Make your life easier with a dedicated business account

Pay and get paid
Use it for business purchases and to receive money
Make tax time easier
by separating personal and business transactions

Top features

Electronic transactions

Unlimited fee-free electronic transactions.1

Branch transactions

30 free in-branch transactions (includes over the counter, electronic agency, and cheque deposits and withdrawals).

Business Visa Debit card

Stay on top of your spending with a Business Visa Debit card at no extra cost.

Stay up to date

SMS and email alerts to keep track of your account activity2.

Access anytime

Access to your funds anytime, anywhere - online, mobile, tablet, branch, ATM and cheque1.

Fees and interest

  • $10 Monthly account keeping fee
  • Free Unlimited fee-free electronic transactions1
  • $1.00 Excess branch transaction fee
    (charged when monthly fee-free allowance is exceeded)
  • Free 30 free in-branch transactions (includes over the counter, electronic agency, and cheque deposits and withdrawals)
  • $0.50 Excess cheque withdrawal fee
    (charged when monthly fee-free allowance is exceeded)
  • N/A Interest rate

Start your application online

Open your account online in as little as 5 minutes^
1.
You must be 18+ years old, have an Australian address and are currently in Australia. Or, you must be acting on behalf of an Australian business.
Read our useful checklist of what information you need to apply
2.
Give yourself a few minutes.
3.
Have your business details handy.

The information on our website is prepared without knowing your personal financial circumstances. Before deciding to acquire or hold a product, please read the Terms and Conditions

Business Accounts and Payment Services Terms and Conditions and General Information (PDF 387KB)

Business Accounts and Payment Services Fees and Charges and how to minimise them (PDF 240KB)

Business Account Interest rates at a glance (PDF 928KB)

Business Visa Debit Card Terms and Conditions and General Information (PDF 208KB)

Consider if the product is appropriate for you. The Terms and Conditions are important and we encourage you to review, save and print them. If you would like a paper copy ask at your local branch.

BPAY® registered to BPAY Pty Ltd ABN 69 079 137 518

1. Electronic transactions are Internet and Phone Banking deposits, withdrawals and transfers, Direct Debits and Credits, St.George/BankSA/Bank of Melbourne/Westpac ATM withdrawals in Australia, St.George/BankSA/Bank of Melbourne ATM deposits and mini transaction history and EFTPOS withdrawals and Business Visa Debit Card transactions. Internet and Phone Banking and Business Banking Online are subject to systems availability, daily transaction limits apply.

2. SMS alerts cost 25 cents each and email alerts are free.

^Account opening criteria applies.