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No monthly account keeping fees for a year


$0

monthly fees

Special offer

Open a new account before 30 November 2020 and we’ll waive your account keeping fees for the first 12 months. Other fees apply.*

We know your time is precious

So we’ve made business banking as fast and simple as possible

Keep control of your cash flow
Easily manage your income, outgoings, purchases and regular payments, using online and mobile banking.
Make tax time easier
Get better visibility of your finances by separating your business banking from your personal banking.
Get paid (and pay) faster
Our business bank accounts default to some of the fastest methods available for making and receiving payments.1
Feel secure with our guarantee
If an unauthorised transaction occurs on your account and any losses are not your fault, we’ll refund the full amount.

What’s included?

Unlimited electronic transactions

Limitless fee-free payments and receipts online and on your mobile.2

30 free in-branch transactions

Includes over the counter, electronic agency, and cheque deposits and withdrawals.

Business Visa Debit card

The handy way to manage your business purchases and cash withdrawals.

Cash withdrawals worldwide

Fee-free ATM withdrawals from all major Australian banks and ATMs worldwide (other fees may apply).3

Access anytime, anywhere

Manage and access your accounts online, on your mobile or tablet, in branch, and via ATMs.2

Real-time security alerts

Keep track of your account activity and help identify suspicious activity, with SMS and email alerts.4

What about fees and interest?

  • $0 All electronic transactions2
  • $1.00 Per in-branch transaction (other than cheques) after 30 fee-free allowance
  • $0 30 in-branch transactions per month
  • $0.50 Per cheque withdrawal after 30 fee-free allowance
  • $0 Monthly account keeping fee for first 12 months if opened before 30/11/20. Then $10 per month.*
  • 0% No interest is paid on balances held in a Freedom Business Account.

What do I need to apply online?

1.
You must be 18+ years old, have an Australian address and be in Australia right now. Or, you must be acting on behalf of an Australian business.
2.
Make sure you have the right details to hand with the help of our checklist of what information you need to apply.
3.
Hit the button and within 5 minutes you could have access to the time-saving features of a St.George Freedom Business Account.

Important information

Business Accounts and Payment Services Terms and Conditions and General Information (PDF 1MB)

Business Accounts and Payment Services Fees and Charges and how to minimise them (PDF 1MB)

Business Visa Debit Card Terms and Conditions and General Information (PDF 1MB)

Business Account Interest rates at a glance

This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors and read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement before deciding.

^Account opening criteria applies.

* Open a new Freedom Business Account between 01/10/2020 and 30/11/2020 to receive a $0 Monthly Plan Fee for the first 12 months. At the end of the 12-month period the standard Monthly Plan Fee then applicable to your Freedom Business account applies. Other fees and charges, terms and conditions, apply to the Freedom Business Account online. This offer may be repeated from time to time, withdrawn, varied or extended at any time. 

1. Fast or near real-time payments are sent and received using Osko by BPAY and can be addressed to either a PayID or a BSB and account number. Near real-time payments require both the payer and payee to have Osko enabled accounts. Payments may take longer in some instances, such as where there is a technical interruption to the service, there is a payment to a first time payee or when the payment is caught for additional security screening.

2. Electronic transactions are Internet and Phone Banking deposits, withdrawals and transfers, Direct Debits and Credits, St.George/BankSA/Bank of Melbourne/Westpac ATM withdrawals in Australia, St.George/BankSA/Bank of Melbourne ATM deposits and mini transaction history and EFTPOS withdrawals and Business Visa Debit Card transactions. Internet and Phone Banking and Business Banking Online are subject to systems availability, daily transaction limits apply.

3. Applies to overseas cash withdrawals from ATMs in the Global ATM Alliance. A 3% Westpac Foreign Transaction Fee applies to overseas debit card withdrawals.

4. SMS alerts cost 25 cents each and email alerts are free.

BPAY® registered to BPAY Pty Ltd ABN 69 079 137 518