Whether summer is your peak season or your quiet season, you can still get the vehicle or equipment you need to grow your business today.
Why St.George equipment finance?
It’s ideal for any business that needs equipment but has seasonal ebbs and flows that impact their cash flow.
Match your seasonal cash flow whether it is on a monthly, quarterly, semi-annual or annual basis, by structuring your repayments at the start of your loan.
Keep your working capital working for you
You don’t need to spend that lump sum purchasing the vehicle or equipment you need to grow your business or to run more efficiently. St.George equipment finance allows you to keep your working capital in the business and spread the cost of the vehicle or equipment over the period when the asset is earning money, instead of a big upfront payment.
Buy now and take advantage of the seasonal savings
St.George equipment finance puts you within easy reach of your new vehicle, machinery or office technology. Generally no deposit is required*, so you can get started faster. Buy during sale periods and know that your repayments will be tailored around your business upfront, so you can repay more or less when it suits.
We have a range of loans that may be tailored to the financial requirements of your business – speak to your accountant who will be able to advise the best loan for your business and any potential tax benefits^* you may be eligible for.
- Plan around your expected cash flow with a repayment schedule
- Generally no deposit required*
- Finance from $15,000
- Establishment fee only $3951
- May be eligible for potential tax benefits^
- Range of tailored finance options available
Terms and conditions, fees, charges & credit criteria apply. Your business must be registered in Australia. Finance is for business purposes only. Minimum finance amount $15,000.
This information is prepared without knowing your personal objectives, financial situation or needs. Before making a decision please read the terms and conditions which are available on request and consider if this product is appropriate for you.
1. Other fees and charges, including government duties and GST, may apply
*Generally the only security required is the actual vehicle or equipment being financed and Director’s guarantees (for company borrowers).
^The taxation position described is a general statement and should only be used as a guide. It does not constitute tax advice and is based on current tax laws and their interpretation.
Customers must seek their own independent tax advice in relation to their individual circumstances. Equipment Finance is offered by St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.