Business Loan Finder

1. A margin may apply depending on the type of security provided, the purpose for which the finance is required or the term of the facility. Interest is calculated daily on the balance used, and charged monthly. A variable rate may go up or down during the term of the loan so your repayments will vary as the rate changes. Your business will benefit from any interest rate decrease. Alternatively, if rates increase, you may need to speak to your lender about increasing your monthly repayment.

2. This example repayment is based on a $14 monthly Loan Service Fee included. The example provided is a loan secured by residential property for illustrative purposes. All other security types (e.g. commercial property or business assets) attracts a $40 Loan Service Fee, meaning the monthly repayment will be greater.

1. A margin may apply depending on the type of security provided, the purpose for which the finance is required or the term of the facility. Interest is calculated daily on the balance used, and charged monthly. A variable rate may go up or down during the term of the loan so your repayments will vary as the rate changes. Your business will benefit from any interest rate decrease. Alternatively, if rates increase, you may need to speak to your lender about increasing your monthly repayment.

1. A margin may apply depending on the type of security provided, the purpose for which the finance is required or the term of the facility. Interest is calculated daily on the balance used, and charged monthly. A variable rate may go up or down during the term of the loan so your repayments will vary as the rate changes. Your business will benefit from any interest rate decrease. Alternatively, if rates increase, you may need to speak to your lender about increasing your monthly repayment.

 

1. To be eligible for a St.George Commercial Overdraft, you must hold an eligible St.George Business transaction account in the same name. Terms and conditions, fees and charges apply with respect to the eligible Business transaction account. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement before deciding. St.George - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

1. To be eligible for a St.George Commercial Overdraft, you must hold an eligible St.George Business transaction account in the same name. Terms and conditions, fees and charges apply with respect to the eligible Business transaction account. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement before deciding. St.George - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

1. A margin may apply depending on the type of security provided, the purpose for which the finance is required or the term of the facility. Interest is calculated daily on the balance used, and charged monthly. A variable rate may go up or down during the term of the loan so your repayments will vary as the rate changes. Your business will benefit from any interest rate decrease. Alternatively, if rates increase, you may need to speak to your lender about increasing your monthly repayment.

2. The earning and redemption of Amplify Points through the use of an Amplify Business card is subject to the Amplify Business Credit Card Rewards Terms and Conditions. Amplify Points are not earned on cash advances, balance transfers and ATM withdrawals or if your card is in arrears and in other specified circumstances. You need a minimum of 3,000 Amplify Points before you can redeem any reward. Specific conditions may apply to the redemption of particular rewards. Refer to amplify.stgeorge.com.au.

3. The earning and redemption of Qantas Points through the use of an Amplify Business card is subject to the Amplify Business Credit Card Rewards Terms and Conditions. Qantas Points are not earned on cash advances, balance transfers and ATM withdrawals or if your card is in arrears and in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. A joining fee usually applies but for a limited time Bank of Melbourne has arranged for this to be waived for the nominated Amplify Business cardholder with a new card who is not already a member and chooses to link their card to Amplify Qantas. For more information on the Qantas Frequent Flyer program visit qantas.com/earningpoints or call 13 11 31.

4. Up to 55 days interest free on purchases when you pay the closing balance (including any balance transfer or promotional amount) by statement due date each month.

1. A margin may apply depending on the type of security provided, the purpose for which the finance is required or the term of the facility. Interest is calculated daily on the balance used, and charged monthly. A variable rate may go up or down during the term of the loan so your repayments will vary as the rate changes. Your business will benefit from any interest rate decrease. Alternatively, if rates increase, you may need to speak to your lender about increasing your monthly repayment.

2. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible St.George account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Amplify Business Credit Card Complimentary Insurance Terms and Conditions / BusinessVantage Visa Credit Card Conditions of Use / Corporate Mastercard Principal Terms which may be amended from time to time. Westpac does not guarantee this insurance.

3. Up to 55 days interest free on purchases when you pay the closing balance (including any balance transfer or promotional amount) by statement due date each month.

Valiant is an independent 3rd party service provider that may be able to help you find a funding solution with another lender in the Valiant Marketplace. Valiant is an online marketplace that has arrangements with many business lenders and uses technology to check which lenders may be able to fulfil your funding needs. Valiant is independent of Westpac Group and by referring you to Valiant please note that Westpac Group acts only as an introducer and does not guarantee or support any service or products offered by Valiant and their panel of lenders. Services or products offered by Valiant and their panel of lenders may be subject to Terms and Conditions, fees and charges.