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Business Loan Package

Streamline your business and personal finances in one package.
  • Business Owners' Loan Package can help you streamline your business and personal finances for flexibility
  • Start with a St.George Portfolio Loan or an eligible home loan and add a BusinessVantage Visa® Credit Card or an EFTPOS facility
  • Benefits include savings and discounts on interest rates, bank fees and more.
Call our business finance specialists on  1300 781 605 Monday to Saturday 8am - 8pm (Sydney Time)

Your business lending

  • Choose an eligible St.George home loan or Portfolio Loan
  • With a Portfolio Loan get one overall credit limit for all your personal, business and investment borrowing needs
  • Choose fixed or variable rates
  • Depending on your circumstances, you could receive an interest rate discount of up to 0.70% p.a. off our standard variable or Portfolio Loan variable interest rates1
  • Create up to 10 sub-accounts for different loan purposes on your Portfolio Loan.2

Your business credit card

BusinessVantage Visa® Credit Card includes the following benefits:

  • Facility limit of up to $10,000
  • Up to 55 days interest free3
  • Same rate for cash advances and purchases
  • $0 annual fee for up to 3 cards4 – save up to $165 a year
  • Manage your money 24/75 using Internet and Phone banking.

Your payment solutions

  • $0 Establishment Fee on your EFTPOS terminal - save $776
  • Same day settlement on transactions (7 days a week) if teamed with a St.George business transaction account.5

Your planning

  • Free online legal and taxation advice for tax and accountancy needs specific to your business7

Call us

Talk to a business finance specialist on 133 800 24 hours, 7 days

Visit a branch

What you'll need

How to apply

Important Information


The Business Owners’ Loan Package is available to Australian businesses that acquire or upgrade to an eligible home loan or portfolio loan and also hold a BusinessVantage Visa® Credit Card, an EFTPOS facility or an eligible insurance policy. Business Owners’ Loan Package benefits will cease where a business ceases to hold 2 or more eligible products or where total exposure exceeds $1 million. 

Conditions, fees and credit criteria apply. The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you. Full details of terms and conditions are available on application.

Visa® is a registered trademark of Visa Worldwide Pte Limited.



Interest rate discount applies to a loan of $250,000 or more.
The sub-account holder must be one or more of the Portfolio Loan borrowers. The remaining borrowers on the Portfolio Loan must be guarantors on that sub-account. Any Portfolio Loan borrower who is not a sub-account holder of a particular sub-account must guarantee that sub-account.
55 days interest free on purchases only on accounts paid in full by the due date. The interest free period does not apply to cash advances or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid.
$0 annual fee on the BusinessVantage Visa® Credit Card applies for the duration of the Business Owners' Loan Package. Up to three cards at no charge, any additional cards will incur an annual fee.
Subject to systems availability.
Offer only applies to merchants when taken with a new or existing eligible home loan as part of the Business Owners’ Loan Package and applies for the duration of the Business Owners’ Loan Package.
Allows a customer to contact lawyers and accountants nominated by St.George for advice at no charge. Maximum of 3 contacts can be made in relation to any one issue. After the third contact you may choose to engage at your cost. Legal and taxation advice is provided by third parties for which St.George accepts no responsibility and advice is available via email only.