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SME Unsecured Business Loan Offer

Business loan enquiry form for small businesses - existing customers.

To support business customers through this challenging environment St.George is offering an unsecured term loan up to 3 years and $250,000 to eligible business customers with a turnover of less than $50M.  

Check your eligibility:

Has your business been negatively impacted by COVID-19?

Is the purpose of this loan to support current and upcoming business working capital purposes (including liquidity and operating expenditure) for example to pay for business expenses?

Will this loan be used to refinance existing drawn lending facilities with St.George or other lenders?

Do you understand that the deferred principal and interest repayments will be capitalised at the end of the six month deferred payment period, and repayments will commence after the 6-month deferred repayment period?

Have you applied for other COVID-19 related new business lending which is covered by the Government Coronavirus SME Guarantee Scheme, where the aggregate loan amount across all lenders (including this enquiry) exceeds $250,000 per ABN?

Prior to 1 January 2020, were all taxes including Capital Taxes, GST and Employee Entitlements (including Super) paid, up to date and not under any arrangement?

Prior to 1 January 2020 were all payments on all your loan accounts (provided by St.George and any other financial institution) up to date?

Do you have BAS and Business Financial Statements available for the six months up until 31 December 2019? (Additional supporting documentation may be required)

Based on your response you have not met the eligibility criteria. We are not able to proceed. Please visit our Business Loans page to get help finding a suitable loan option for your needs.

Borrower details:


Enter your 8 Digit Compass logon ID or 8 alpha-numeric BBO ID or 16 digit Card number.


We may require directors of a company, or partners in a partnership or officers of an association etc. to provide guarantees. 

Loan Information:


Loan amount requested cannot exceed $250,000.00

Include all Business Term Loans, Business Overdrafts, Equipment Finance and Business Credit Cards


To be eligible for this loan you must meet the following criteria:

  • Small to medium business with an annual turnover of less than $50M
  • The business must be based, registered and operating in Australia 
  • Loans must be used for business working capital purposes (including liquidity and operating expenditure) only
  • You must have an ABN


You must read and agree to each of the following consents:

Thank you for your enquiry.

We are committed to supporting your business as the COVID-19 situation evolves, and we’re here to help you and your business through this challenging time. 

What happens next?

We’ve received a high volume of enquiries and appreciate your patience. We will be in touch with you regarding your enquiry.


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