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Open an account in just 3 minutes


Maxi Saver account features

Earn interest

Earn interest on the entire balance, no matter how big or small

Competitive rates

Competitive rates to make your money work harder

Bank on the go

Internet, mobile & phone banking


Why open a Maxi Saver account?

Earn interest while enjoying easy access to your money.


Introductory 3-month variable rate, which includes a fixed bonus rate of % p.a.

for new Maxi Saver customers1

  • $0 monthly service fee (fees may apply to your linked account)2
  • Access your funds through your linked St.George transaction account



What you should know about fees and charges.  

Number of free withdrawals per month


(Transaction fees for everyday banking - Where a relevant free monthly withdrawal allowance applies, these transaction fees are payable per transaction after the allowance has been exceeded)
Internet Banking transactions Free
Phone Banking transactions Free
Visa Debit transactions Free
St.George / Bank of Melbourne / BankSA & Westpac ATMs (in Australia) N/A
eftpos N/A
Electronic agency N/A



Staff assisted


(Free monthly withdrawal allowances do not apply to these fees)

Direct Debit


Periodical Payment


Overseas Cash Withdrawal (including overseas ATM withdrawal)


St.George / Bank of Melbourne / BankSA ATM Mini transaction history request


Frequent Statement

$2.00 per month

Foreign Currency Conversion


Collection item


# The Periodical payment fee is payable for a transfer of funds that we make on a regular basis at your request from your Account to another specific account. The fee is charged at the time the transaction occurs.

Periodical payments to another account held with St.George, Bank of Melbourne & BankSA are free.

Frequently asked questions



Open an account in just 3 minutes


Other ways to open an account

You can also apply over the phone or in branch.


Get more from your Maxi Saver account

More ways to make your banking easier.



Quick balance

Know exactly how much money you have on hand, at a glance at your smartphone or watch.


Fingerprint login

The same high security as the other login methods, and it's backed by the same fraud protection3.


Bank conveniently & securely

Access your funds through your linked St.George transaction account 24/7 through Mobile and Internet Banking.


See how easy switched-on banking can be

Download our apps for iOS, Android and Windows.



Outstanding security for your savings

Protected under the Financial Claims Scheme

St.George savings accounts are "protected accounts" under the Australian Government's Financial Claims Scheme4.

24/7 Fraud monitoring

Whether you're banking online or over the phone, St.George safeguards your information and money with stringent security measures.

Fraud Money Back Guarantee

You'll be reimbursed for any losses due to unauthorised transactions, provided you report it to us promptly and haven't contributed to the loss3.

Important information

Conditions and fees apply.
Before making a decision, it’s best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you. If you need help, call 13 33 30.

  1. If you open a Maxi Saver account and you have not held an Maxi Saver Account before and you are a personal customer, you'll earn an Introductory Fixed Bonus Rate of % p.a. on top of the standard variable interest rates (standard base rate and bonus rate when the bonus rate criteria is met) during the Introductory Rate Period. The Introductory Rate Period is the first 3 months from the date your account is opened.
  2. Maxi Saver has no monthly account service fee but other fees and charges apply, including for branch access. To hold a Maxi Saver account you must also hold an eligible St.George account in the same name or have an existing eligible St.George joint account with your name included in the title. Fees and charges may be payable on the other account.
  3. Refer to the terms and conditions for full details, including when a customer will be liable.
  4. Payments under the FCS are subject to a limit for each depositor. For more information see the APRA website
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