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Smart Banking, everyday, everywhere

$0 monthly service fee
for under 21s and students, including apprentices.
No ATM withdrawal fee at over 3,000
St.George, Bank of Melbourne, BankSA and Westpac ATMs in Australia
Visa debit card
Access your own money wherever Visa is accepted (if you’re under 14, you get a Freedom card).

Special Offer


to spend on whatever

Get $50 when you open a new St George Complete Freedom Account online or over the phone between 3 April 2018 and 29 June 2018 and deposit a minimum of $250 within 45 days. Conditions apply1.

>Open now


Spend Tracker
All your transactions grouped into categories, to help your track your spending habits
Card Lock
Misplaced your card? Temporarily lock your card for up to 15 days while you look for it
Fingerprint Logon
Logon with just the touch of your finger
Quick Balance
Know exactly how much money you have on hand, at a glance at your smartphone or watch

Fees and charges

  • FREE eftpos and Visa Debit transactions
  • $0.00 Monthly account service fee for under 21s and students, including apprentices
  • FREE ATM use in Australia (St.George/ Bank of Melbourne/ BankSA and Westpac ATMs in Australia)
  • $5.00 Overseas cash withdrawal (outside Global ATM Alliance)
  • FREE Internet, mobile and phone banking transactions
  • 3.00% Foreign currency conversion
  • FREE Direct debit
  • $4.00 Periodical payment
  • FREE Cheque
  • $2.00 Frequent statement (request statement outside of cycle)
  • FREE Staff assisted (branch and telephone)
  • $0.20 ATM mini transaction history request (St.George/ Bank of Melbourne/ BankSA and Westpac ATMs in Australia)

In detail

Before making a decision, please read the terms and conditions and ensure you're aware of all fees and charges.

How to open an account

Read both the terms and conditions, and fees above
Give yourself a few minutes
Have your ID handy