Online offer: Fees and charges apply. Read the terms and conditions available at stgeorge.com.au before making a decision and consider whether the product is appropriate for you. Excludes customers who have held a Complete Freedom Account with Bank of Melbourne, BankSA or St.George Bank anytime from 24 September 2017. Not available with any other offer. To be eligible for this one off $40 cashback offer, customers must open a Complete Freedom Account online between 24 September 2018 and 17 January 2019 (inclusive), deposit a minimum of $250 within 45 days of opening the account; AND ensure the account remains open for at least 55 days from the date of account opening (“eligible customer”). In addition, this offer will also be available in St.George branches to eligible customers under 21 years of age or studying full time. Eligible customers will receive $40 deposited into their account within 55 days of account opening. Offer limited to one deposit per eligible customer. Where a joint account is opened, the offer is limited to only one deposit in respect of the account. If one of the joint account holders has already received their deposit in respect of another account, then none of the remaining joint account holders will be eligible for the offer in respect of the joint account.