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Qantas points

Earn Qantas points on eligible purchases and redeem them for Qantas flights and upgrades, as well as merchandise from the Qantas Store.

Amplify rewards points

Earn Amplify Rewards points on eligible purchases and redeem them for flights, upgrades, gift cards, merchandise and more.

A low interest rate

Our low rate cards provide competitive variable interest rates on purchases and the option of premium extras.

A balance transfer

You could transfer a balance from up to 3 cards to a St.George card to take advantage of a promotional balance transfer rate for a set period.

No annual fee

A straightforward, everyday credit card with no annual card fee, ever.

Limited edition cards

Our low rate cards provide competitive variable interest rates on purchases and the option of premium extras and for a limited time comes with our exclusive rainbow design.

Get a $400 eGift Card with Amplify Platinum

  • Choose a $400 eGift Card from JB Hi-Fi, Flight Centre or Bunnings when you spend $3k or more on eligible purchases within 90 days of new card approval.+
  • Platinum extras including complimentary insurances such as extended warranty, overseas travel insurance and purchase protection.1
  • $99 annual card fee.

This special offer is available only when you apply via the link below. Offer ends 29th April 2020. New cards only. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card, or who have held one in the last 12 months, are not eligible for this offer. Switches, upgrades, or Westpac Group staff are ineligibile.

How does a balance transfer work?

You could save money by transferring existing card balance to a St.George Credit Card.

Managing your credit card

How to keep your card secure

Making credit card repayments

How to set up automatic credit card repayments

Compare credit cards

See all your options side by side

Credit card repayment calculator

Calculate your repayments

Help with your current card

Information and guides to help you make the most of your credit card. Manage your limit, minimise fees, learn how to redeem Amplify points and manage other features

Articles and FAQs

Want to know more about what your credit card could do for you? Learn from our selection of credit card content to make the most of your card’s capabilities.

Important information

Conditions, fees and credit criteria apply to St.George credit cards.

Before making a decision, it's best to read the terms and conditions.

Key Facts Sheet

Credit Card Conditions of Use (PDF 462KB)

Credit Card Accounts Fees and Charges (PDF 144KB)

Switches, upgrades, or Westpac Group staff are ineligible. The promotions may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

+Amplify Rewards Merchant eGift Card promotion: Get a $400 merchant eGift Card when you apply via this website, are approved for a new Amplify Platinum credit card between 13th February 2020 and 29th April 2020, choose the Amplify Rewards Program and spend $3,000 on eligible purchases within 90 days of card approval. Eligible purchases do not include fees, cash advances, cash equivalent transactions, payments made to the Australian Tax Office, BPAY, BPAY equivalent transactions, refunds and balance transfers debited from the card account. An email address must be supplied at the time of application to receive the merchant eGift Card. You will be sent an email asking you to choose an eGift Card from either JB Hi-Fi, Flight Centre or Bunnings within 60 days of meeting minimum spend criteria. You must follow redemption instructions for the merchant eGift Card within 90 days of receiving the email. After this point, the code to redeem will expire and you will not be able to redeem the merchant eGift Card. Limit of one merchant eGift Card per customer. Merchant eGift Cards are subject to the terms and conditions of JB Hi-FiFlight Centre or Bunnings. Existing St.George, Bank of Melbourne and BankSA customers who currently hold an Amplify, Amplify Platinum or Amplify Signature credit card, or who have held one in the last 12 months and Westpac Group staff are not eligible for this offer.

1. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 2227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible St.George account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Credit Card Complimentary Insurance Terms and Conditions (PDF 328KB) which may be amended from time to time. Westpac does not guarantee this insurance.

Credit provided by St.George - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.