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Vertigo Platinum Card

% p.a. on purchases for months

Pay 0% p.a. interest on purchases for 15 months from card approval.~ Standard purchase rate applies after the promotional period. Only available on new Vertigo Platinum cards.
Offer ends 12th February 2020.

$49 annual card fee for the first year.

$99 thereafter.**

12.99% p.a.

Our lowest variable interest rate on purchases

Overseas Travel insurance

On trips up to 6 months which may include your spouse and/or dependent children, including medical expenses, unexpected cancellation and rental vehicle excess when you satisfy the eligibility criteria.1

Purchase security insurance

Up to 4 months complimentary cover against theft, loss or accidental damage on selected personal goods purchased using the card1

Extended warranty

Complimentary extended warranty insurance on purchases for up to 12 months on the manufacturer's expressed Australian warranty1

Rates and fees

  • $49 annual card fee for the first year. $99 thereafter**
  • 12.99% p.a. low variable interest rate on purchases
  • 21.49% p.a. variable cash advance rate
  • Balance transfer from up to 3 cards issued by banks other than Bank of Melbourne, St.George and BankSA
Important information

Credit Card Conditions of Use (PDF 591KB)

Credit Card Accounts Fees and Charges (PDF 144KB)

Credit Card Complimentary Insurance Terms and Conditions (PDF 328KB)

Conditions, fees and credit criteria apply. This card is issued as a Visa card.

Switches, upgrades, or Westpac Group staff are ineligible. The promotions may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

~Purchase Rate Promotion: The special promotional rate of 0% p.a. on purchases for 15 months applies from card approval when you apply for a new Vertigo Platinum credit card between 3rd October 2019 and 12th February 2020. After 15 months, the introductory purchase rate will switch to the variable purchase rate then applicable to your card account.

**Discounted First Year Fee: The discounted first year annual card fee promotion is available when you apply for a new Amplify Platinum (and elect to link your card account to the Amplify Rewards program), Vertigo Platinum or Amplify Signature credit card between 3rd October 2019 and 12th February 2020. The first annual card fee at the reduced rate will be debited from your card account on your first transaction and the full annual card fee, will be debited annually thereafter. Credit criteria, fees and charges apply.

1. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible St.George account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Credit Card Complimentary Insurance Terms and Conditions (PDF 328KB) which may be amended from time to time. Westpac does not guarantee this insurance.

Visa Platinum/Concierge (“Concierge”) is serviced by a third party supplier. By accessing or using the Concierge, or attempting to do so, you are deemed to have understood and agreed to the terms of usage.

© 2019 St.George - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.