We are currently experiencing a high volume of calls as a result of COVID-19, but we are here to help. If you are concerned about your Home Loan repayments, please go to the home loans support page. If you are a Business customer and need help, please go to the business relief page.
Add in Amplify Platinum benefits and you’ll only need a single credit card.
When you spend $2,000 on eligible purchases in the first 90 days. Eligibility criteria apply.*
On balance transfers requested at new card application. The variable cash advance rate will apply after the promotional period.#
On purchases when you pay your account in full by the due date (excluding any balance transfers).^
Earn 1 Amplify point per $1 spent on eligible purchases. Redeem your points for flights, upgrades, retail gift cards and more.2
Get complimentary overseas travel insurance on trips up to 3 months for you, your spouse and dependent children.1
Enjoy up to 12 months complimentary warranty over and above the manufacturer’s Australian warranty on personal goods.1
There are a few things you can do to better manage your credit card balance and enjoy the rewards and benefits offered by this card.
For example, say you apply for the card and are approved with a credit limit of $10,000 and a balance transfer of $6,600. You have $3,400 remaining to spend on everyday purchases and you spend $1,000 on average each month.
4. Putting everything together. So to pay your balance transfer down, earn rewards points and enjoy interest-free days on purchases, you should make a card repayment of $1,300 ($300 of your monthly balance transfer instalment plus $1,000 of your new purchases including any fees) by the due date shown on your statement each month.
Along the way you’ll get:
St.George will not cancel your other Card Account(s). If your aim is to pay down your balances and reduce the number of credit cards you hold, it may be helpful to cancel your old card account(s) once the balance transfer is complete so you don’t use them and accrue more debt. You can cancel a credit card online or over the phone (although you are still liable to pay off any balance).
Conditions, fees and credit criteria apply.
This card is issued as a Visa card.
Switches, upgrades, or Westpac Group staff are ineligible. The promotions may be varied or withdrawn at any time and is not available in conjunction with any other promotion.
This offer is only available to customers who apply via this website (not available in branch, call centres or other websites) and are approved for a new Amplify Platinum credit card between 15th January 2020 and 31st March 2020.
#Balance Transfer Promotion: The promotional balance transfer rate is available when you apply and are approved for a new Amplify Platinum credit card between 15th January 2020 and 31st March 2020, and request at card application to transfer balance(s) from up to 3 non-Bank of Melbourne, St.George and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. At the end of the promotional period, the applicable variable cash advance rate will apply to any outstanding transferred balance(s). We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the 'Monthly Payment Balance' listed on your statement of account (not the full closing balance) by the relevant payment due date.
*Bonus Points Promotion: The respective bonus points promotion is available when you apply and are approved for a new Amplify Platinum credit card between 15th January 2020 and 31st March 2020 and spend the minimum amount of $2,000 on eligible purchases on the new Amplify Platinum card within 90 days from card approval. Eligible purchases do not include BPAY or BPAY equivalent transactions, fees, cash, cash equivalent transactions, refunds, balance transfers debited from the card account, government fees and ATO payments. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 12 months, are not eligible for this offer. The bonus points will be credited to your points balance within 12 weeks after the eligible spend criteria is met.
The earning and redemption of Amplify Points is subject to the . Purchases that are not eligible to earn points include payments to the Australian Taxation Office and other circumstances set out in the . You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances.
^Receive up to 55 days interest free on your purchases if your account is paid in full by the due date shown each month (excluding any balance transfers). This is called the Monthly Payment Balance on your statement.
1. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible St.George account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the which may be amended from time to time. Westpac does not guarantee this insurance.
2. Earn Amplify Points through the use of an Amplify, Amplify Platinum or Amplify Signature card as set out in the . Points are not earned on cash advances and balance transfers or in other specified circumstances. Minimum 3,000 Amplify points is needed to redeem for any reward. Specific conditions may apply to the redemption of particular rewards. Refer to amplify.stgeorge.com.au.
Concierge Services is serviced by a third party supplier. For details and terms of usage http://visapremium.com.au.
Read the before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Read the before making a decision and consider if it is right for you. Available for eligible cards. To use Google Pay you will need to use a compatible device with a supported operating system. See our Google Pay FAQs for more information.
Read the before making a decision and consider if it is right for you. To use Samsung Pay you will need to use a compatible device with a supported operating system. See our Samsung Pay FAQs for more information.
Internet connection may be needed to make purchases using Google Pay, Samsung Pay and normal mobile data charges apply.
Android, Google Pay and Google Play are trademarks of Google Inc.
Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.