Credit Card repayment calculator

Use our credit card repayment calculator to work out how soon you could pay off your card balance and how much interest you'll likely pay.

What is your credit card balance?

What is your credit card balance? $

On which card?

With an interest rate of

With an interest rate of % p.a.

What is your preferred monthly repayment amount? We’ve set this to your minimum repayment amount*

What is your preferred monthly repayment amount? $

Calculate Calculate

Important information

Calculations provided are an estimate only. They do not include fees, charges or any promotional offers that may be applicable and assume that your monthly repayment amount is never overdue. Any additional transactions you make, including purchases, balance transfers, Plan&Pay instalments or interest rate changes that occur during the repayment period are not taken into consideration in the estimate provided.

^*If your statement shows a closing balance, the minimum repayment will be 2% of the closing balance (rounded up to the nearest dollar) or $10, whichever is greater, plus the greater of any unpaid past due amounts from previous statements or any amount that exceeds your approved credit limit.

^{^}This estimate does not include fees and charges that may apply to your credit card.