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Fixed Rate Home Loan


3.69

% p.a.
2 Year
Fixed Rate

For Owner Occupier (Principal & Interest) loans with the Advantage Package.^ $395 annual package fee.

5.03

% p.a
Comparison
Rate*

Start your application online

Learn how much you could borrow.
Receive indicative approval in under 15 minutes.
A home loan expert will call you once you have submitted your application to talk through next steps.

Special offers


$2,000

Cashback^
When you
refinance

Receive $2,000 cashback^ when you refinance to a new Owner Occupied (Principal & Interest) or Investment home loan under the Advantage Package. $395 annual package fee and $250k minimum loan size applies. Excludes Portfolio Loans and refinances from within Westpac Group. Applications received by 31 March 2019 and loan settled by 31 May 2019.

$1,500

Cashback*
When you
buy a home

Receive $1,500 cashback* when you apply for a new Owner Occupied (Principal & Interest) or Investment home loan under the Advantage Package. $395 annual package fee and $250k minimum loan size applies. Excludes Portfolio Loans and refinances. Applications received by 31 March 2019 and loan settled by 31 May 2019.

Our Home Loans

We offer a range of mortgages to suit your needs with competitive interest rates.

Free property report

Discover what you need to know about the property trends in your suburb or the estimated value of a property you're looking to buy.

Before you begin your application ensure you are:

Over 18 years old
Australian permanent resident
New loan or refinancing

Important information

Credit criteria, fees and charges apply.

Before making a decision, it’s best to read the terms and conditions:

Please read these documents and keep a copy. You can request a paper copy at a branch.

Personalised rate: A variable rate loan discount is valid for 14 days and a fixed rate discount is valid for 5 days. All interest rates are subject to change.