Most popular home loans
- Access the equity in your home to create wealth
- A flexible line of credit combining your personal and investment finances into one facility
- Borrow up to 90% of your home’s value to make to help build your assets2
How to apply
Conditions, fees and credit criteria apply.
View the terms and conditions:
- Portfolio Loan Agreement - General Terms and Conditions
- Residential Loan Agreement – General Terms and Conditions
- Loan Accounts – Charges for specific services and accounts
Please read these documents and keep a copy. You can request a paper copy at a branch.
The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you.
1. Advantage Package annual fee of $395 applies, other fees may be payable. The interest rate discount and fee savings apply for the duration of the package. Contact us to see if you are eligible to receive Advantage Package benefits.
2. Property value as determined by St.George. Generally, Lender’s Mortgage Insurance is required on loans above 80% of the value of the property offered as security.