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Diversified feature

The St.George Margin Loan Diversified feature recognises the potential benefits of holding a diversified portfolio of securities by providing investors with a wider range of acceptable securities.

For investors who hold three or more qualifying securities, the Diversified feature provides access to an extended range of equities, (also known as “bonus” securities), where an LVR would not normally be applied. Once a portfolio is recognised as Diversified, these bonus securities become acceptable security, and contribute to additional borrowing limit.

Diversified Feature - Getting Started

Existing Customers

There is no need to specifically apply to access this feature. Once your loan meets our diversification criteria you will automatically qualify for access to the feature and the extended ASL.

New Customers

 
Diversified Loan Feature – Frequently Asked Questions

This feature provides additional gearing choice to clients who hold a diversified portfolio. For investors with three or more qualifying securities, the Diversified Loan feature provides access to bonus acceptable securities.