General purpose - car, renovate, consolidate debt or something else.
Use your car as security to get a lower rate (conditions apply1).
Please make sure your email is included in your application to receive your eGift Card.Credit criteria, fees, charges and T&Cs apply.
Credit criteria, fees, charges, terms and conditions apply.
The information on our website is prepared without knowing your personal objectives, financial situation or needs. For this reason, you should read the product disclosure documents as well as the before making a decision and consider whether the product is appropriate for you. If you need help, call 13 33 30.
*$200 Bunnings Warehouse eGift card offer: This offer is only available to customers who apply and are approved for a new Unsecured or Secured Personal Loan and sign the loan contract via e-contract between 10 November 2020 and 19 January 2021. You must provide your email address at the time of application to receive the eGift Card. Applicants can apply by calling 13 33 30, visiting a branch or via the online ‘Apply now’ application button. This offer is available to single applicants only and cannot be used in conjunction with any other offer and may be varied or withdrawn at any time. Limit of one eGift Card per customer. Read the product Terms and Conditions before deciding and consider whether a Personal Loan is appropriate for you. If you need help, call 13 33 30.
You will be sent a unique redemption code via email along with instructions on how to redeem your Bunnings Warehouse eGift Card online, within 12-15 weeks of signing your new loan contract. You must follow the redemption instructions and activate your redemption code within 85 days of receiving your code. After this point, the code to redeem will expire and you will not be able to redeem the Bunnings Warehouse eGift Card. Bunnings Warehouse eGift Cards do not have an expiry date. Please check your Bunnings Warehouse eGift Card for usage instructions. Terms and Conditions of the Bunnings Warehouse eGift Card is available on the website https://www.bunnings.com.au/online-gift-cards-terms. Bunnings Warehouse eGift Cards are non-refundable and not redeemable for cash. The interest rate may vary based on the value of the car you offer as security.
^Comparison rates: Comparison rates help you understand the true cost of a loan. All comparison rate examples shown are for a personal loan amount of $30,000 and a term of 5 years. WARNING: Comparison rates apply only to the example or examples given and may not include all fees and charges. Different loan amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Our personalised pricing means the interest rate on an approved application may vary, based on the information you provided and our credit assessment criteria. Personalised pricing interest rates are from 11.49% p.a. to 18.90% p.a. Rates may change and margins may apply in some circumstances. Your loan is more likely to be approved if you’ve been with St.George for six months or more.
Unsecured Personal Loan repayment terms range from 1 to 5 years for a fixed rate loan and 1 to 7 years for a variable rate loan. Interest rate ranges and representative examples are based on an unsecured loan of $30,000 borrowed for 5 years:
Secured Personal Loans interest rate may vary based on the value of the car you offer as security.
Secured Personal Loan Repayment terms range from 1 to 7 years. Interest rate ranges and representative examples are based on a secured loan of $30,000 borrowed for 5 years: