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Personal
loans
Find the right personal loan for your needs and apply online.
General purpose - car, renovate, consolidate debt or something else.
Use your car as security to get a lower rate (conditions apply1).
Estimate how much you could borrow with our personal loans based on your income and expenses.
Deciding between personal loans? This simple calculator helps you estimate what your repayments could be for our secured, unsecured, fixed and variable loans.
After a car loan in particular? Find out what the loan repayments could be for your next car with our Secured Personal Loan.
Some useful information to help you when looking and applying for a personal loan
Already have a personal loan with us? Information, tips and guides to help you make the most of your personal loan.
Important information
Credit criteria, fees, charges, terms and conditions apply.
The information on our website is prepared without knowing your personal objectives, financial situation or needs. For this reason, you should read the product disclosure documents as well as the Internet and Phone Banking Terms and Conditions (PDF 226KB) before making a decision and consider whether the product is appropriate for you. If you need help, call 13 33 30.
^Comparison rates: Comparison rates help you understand the true cost of a loan. All comparison rate examples shown are for a personal loan amount of $30,000 and a term of 5 years. WARNING: Comparison rates apply only to the example or examples given and may not include all fees and charges. Different loan amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Our personalised pricing means the interest rate on an approved application may vary, based on the information you provided and our credit assessment criteria. Personalised pricing interest rates are from 11.49% p.a. to 18.90% p.a. Rates may change and margins may apply in some circumstances. Your loan is more likely to be approved if you’ve been with St.George for six months or more.
Unsecured Personal Loan repayment terms range from 1 to 5 years for a fixed rate loan and 1 to 7 years for a variable rate loan. Interest rate ranges and representative examples are based on an unsecured loan of $30,000 borrowed for 5 years:
Secured Personal Loans interest rate may vary based on the value of the car you offer as security.
Secured Personal Loan Repayment terms range from 1 to 7 years. Interest rate ranges and representative examples are based on a secured loan of $30,000 borrowed for 5 years: