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Forgotten benefits of your reward card


With a St.George Amplify Platinum or Signature card, you'll find there's a whole lot more to your card than just earning rewards points. Here's the rundown on some of the complimentary travel, insurance and concierge benefits you can enjoy:

Overseas travel insurance

When you prepay at least $500 of your travel expenses on your Platinum or Signature card before you leave Australia, you're eligible for complimentary overseas travel insurance1 (up to 3 months cover with a Platinum card and up to 6 months on a Signature card).

And the benefits don't just stop with you. If you're travelling with your spouse or dependent children – and you've prepaid at least $500 of their travelling costs before leaving Australia as well – they'll also be covered. Read more about complimentary insurance.

Extended warranty insurances

You may also take advantage of a range of extended warranty insurances.1 When you buy something using your Platinum or Signature card, you'll get an extra 12 months cover over and above the manufacturer's warranty.

If you're using an Amplify Signature card, you could also take advantage of a price guarantee on some purchases. That means you could claim the difference back if you find a cheaper price within 21 days (check the policy for details).

The Amplify Concierge Service

Feeling time poor but got to pull out all the stops to arrange a surprise party? The Amplify Concierge Service2 is there to help.

Whether it's arranging that party or sourcing a birthday present at short notice, your dedicated concierge team are on hand to get it sorted. They're just a phone call away (on a dedicated priority line) and they’re available 24/7.

Travel lounge passes

With an Amplify Signature card, you are able to choose between two great rewards programs – Amplify Rewards or Amplify Qantas. Depending on the rewards program you choose, you are able to take advantage of two complimentary lounge passes each year.

With Amplify Qantas, you’ll earn Qantas Points on any eligible purchases3, and you'll receive two complimentary Qantas Club Lounge4 invitations each year.

Alternatively, if you choose Amplify Rewards5, you'll earn Amplify Points that can be redeemed for frequent flyer miles on some of the world’s best airlines, including Singapore Airlines and Virgin Australia. With this program you'll also receive two complimentary Priority Pass6 lounge passes each year, giving you the choice of accessing more than 600 VIP lounges in more than 275 cities in 100 countries.

There are plenty of ways you can benefit from St.George Amplify Rewards. If you’d like to learn more, compare and contrast card features with our online comparison page or choose a card that works for you.

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Important information

Conditions, fees and credit criteria apply. The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you. If you need help, call 13 33 30.

1.Eligibility criteria applies. QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible St.George account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in the Credit Card Complimentary Insurance Terms and Conditions, which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 1300 851 324 or download the Credit Card Complimentary Insurance Terms and Conditions. The extend warranty period is for the equivalent duration for a maximum of 1 year. Price guarantee needs to be in a printed catalogue that dates after the purchase date with price difference between $75-$300 and store must be within a 25km radius.

2.Visa Platinum/ Visa Signature Concierge ("Concierge") is serviced by a third party supplier. By accessing or using the Concierge, or attempting to do so, you are deemed to have understood and agreed to the terms of usage.

3.Earn Qantas Points as set out in the Amplify Rewards and Amplify Qantas Terms and Conditions. Qantas Points are not earned on cash advances and balance transfers or in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program. A joining fee usually applies, but for a limited time St George has arranged for this to be waived for new Amplify cardholders who are not already members and who choose to link their card to Amplify Qantas (limit of one complimentary membership per new account). For more information on the Qantas Frequent Flyer program visit or call 13 11 31.

4.To be eligible for the two complimentary Qantas Lounge invitations, you must register your details at Two complimentary lounge invitations will be automatically sent to the account holder at the same date of the initial Qantas Lounge Pass registration following the account holder's registration. Qantas club invitations are provided courtesy of St.George Bank, and are valid for Qantas Club and Qantas operated international business lounges only. Not valid in international First Class Lounges, Chairman's Lounge, Qantas Domestic Business, Qantas oneworld® alliance airline, partner airline or associated lounges. Each invitation is valid for a single visit before the date specified on the invitation, when travelling with Qantas or Jetstar with a QF or JQ flight number. Access and use is subject to Qantas Club rules which are available at The two Qantas Club Lounge invitations will be sent to your Card account mailing address within 4 weeks of your registration, provided you are not in breach of the Conditions of Use, your account remains open and that there has been a transaction of more than $1 within the last 12 months. The two Qantas Club Lounge invitations will expire on the date printed on the invitations. Qantas Club Lounge invitations will not be issued to customers who do not first register via If you do not use your invitations by the printed expiry date, you will need to complete the registration again to receive the two complimentary invitations.

5.Earn Amplify Points through the use of an Amplify Signature Card as set out in the Amplify Rewards Terms and Conditions. Points are not earned on cash advances and balance transfers or in other specified circumstances. Minimum 3,000 Amplify Points is needed to redeem for any reward. Specific conditions may apply to the redemption of particular rewards. Refer to

6.Priority Pass Card member lounge: To enrol go to Lounge usage in excess of two visits and all guest visits will be charged directly to your Amplify Signature Credit Card at the visit fee of US$27 per person, per visit. The first two visits within each twelve month membership period are complimentary to the primary Cardholder only, after which every visit would be charged as per the prevailing rates; currently US$27 per person. Any accompanying guests will be charged US$27 per visit, which will be automatically charged on the Cardholders Amplify Signature Credit Card. The date of visits determines which year of membership the visit is allocated to. Unused visits cannot be carried forward to the following year of membership. The number of free visits will be reset to two per each 12-month period. Renewal terms and conditions are at the discretion of Priority Pass Ltd. For full details visit Priority Pass website at  

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