Business loans
Whether your clients are looking to maintain or grow their business, we’re here to help you deliver the right solutions for their needs.
We understand your clients have a number of specialist commercial and business finance needs.
Business loan products
Explore our business loan products.
Interest rates
Compare our business loan interest rates.
How do you become an Accredited Commercial Broker?
What are the prerequisites?
- Prior experience in commercial lending and writing credit submissions
- Must maintain an active relationship with St.George and introduce new commercial clients
- Demonstrate your potential to submit consistent commercial lending (excludes IPLs)
- Deliver good customer experience by keeping our Commercial product, policy, service, and business operational processes up to date
- Police Clearance Certificate less than 6 months old
- Confirmation of MFAA or equivalent body membership
Commercial Broker Accreditation process
Become a St.George Accredited Commercial Broker:
1. Fill out the form
Complete the Commercial Broker application form
2. Get sign off
Get your application signed off by your aggregator.
3. Email your form
Send your application form to the St.George Accreditation Team.
4. Complete the training modules
Complete two training modules (these will be emailed to you).
5. Notify your Senior Business Development Manager
Email your Senior Business Development Manager to let them know you've completed the training modules.
6. Receive accreditation
Once you've completed your modules, you'll be issued with an introducer (i) number.
Transferring an accreditation?
To transfer an accredited broker between aggregators, you’ll need to complete the Westpac Transfer of Accreditation form.
Forms and resources
Please download these forms to your computer before use, as they'll not display correctly in a web browser.
St.George Dynamic R&O Form – June 2021 (PDF 214KB)
This form is to be used by brokers to record the customer’s requirements & objectives when submitting a home loan application outside of ApplyOnline (e.g. within a deal being submitted through Business Banking).
Responsible Lending - Guidelines for Brokers (PDF 118KB)
Requirements and Objectives.
FAQs (PDF 86KB)
Responsible lending requires us to have detailed conversations with customers to understand their requirements and objectives (R&O) and financial situation, so that we can assess the suitability of a credit contract.
QRG - Non-Electronically Lodged Home Loans (PDF 222KB)
Brokers submitting a broker-introduced home loan will now complete an updated version of the R&O Form.
Contact us
Important information
- Certain products have maximum limits less than $5M, please confirm these with your BDM.
- The Serviceability calculator and the BAS calculator (calculators) are the property of the Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 and you acknowledge by accessing either calculator that they are provided for use by you only as an accredited Westpac broker and are not to be shared, copied or otherwise distributed. The results derived from the calculators are for illustrative purposes only and should not be regarded as a prediction or personal advice. The calculations are not intended to be forecasts or projections but to be used as a tool to assist you making your own projections. The information and results obtained from either calculator do not constitute a loan approval, quote or an offer to lend, and it is not intended that they be relied on for the purposes of making a final decision in relation to a lending or credit product. The calculators contain general information and the borrower before acting on this information needs to consider its appropriateness having regards to their objectives, financial situation and needs and should seek independent, financial, legal and taxation advice. The figures and formulae used in the calculators may change at any time without notice. No guarantee, warranty, or representation is given or implied as to the reliability or accuracy of the information used to compile each index or each calculation. Westpac denies any liability for any direct, indirect, incidental , consequential or special damages or for any loss arising out of or in any way connected with the access to, reliance on, or use of the calculators. The results from the calculators are confidential and cannot be distributed to any party not authorised by the borrower’s express written consent. View our Privacy Statement at https://www.stgeorge.com.au/privacy/privacy-statement