Skip to main content Skip to main navigation Skip to accessibility page Skip to search input

Complete Freedom

Everyday account to make deposits and withdrawals with a Visa debit card

The important numbers

$0 Account-keeping fee
14+ Minimum age to open account

What you get

  • Access to offers and benefits on popular lifestyle brands 1
  • Access your own money with a Visa Debit Card if you are 14 years old or over and have an Australian residential address. Additionally, you can access a variety of digital wallets including Apple Pay & Google Pay
  • Fraud Moneyback Guarantee 2
  • Deposits up to $250,000 are guaranteed by the Australian government

Special offer

 Special offer

$40 on us!

Get $40 with a new Complete Freedom everyday bank account when you apply online by 28th September 2022 and within 30 days of account opening deposit $500 and make 5 eligible debit card purchases. New transaction account customers only. Exclusions, T&Cs apply*.


Important information
1. All debit and credit card holders
2. Our St.George Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted St.George promptly. Refer to your card’s conditions of use for full details, including when a customer will be liable.

* $40 Offer:  Fees and charges apply. Read the terms and conditions available at before making a decision and consider whether the product is right for you. To be eligible for the $40 offer you must: open a new Complete Freedom account online between 1/04/2022 and 28/09/2022, and within 30 days of account opening deposit $500 and make 5 eligible debit card purchases. Eligible card purchases are purchases made using your St.George Bank Bank debit card linked to your Complete Freedom account and have these settled (not pending). The following transactions are ineligible: ATM transactions, BPAY, EFTPOS cash out only transactions, gambling transactions and purchases settled to a credit card account. If eligible you will receive $40 into your Complete Freedom account within approximately 50 days of opening. The account must remain open during this period in order to be eligible for the offer. New Complete Freedom account customers only. All account holders on the new Complete Freedom account must not currently hold or have previously held a St.George Bank, Bank of Melbourne or BankSA transaction account, or received this cashback offer at any time to be eligible. Where a joint account is opened, if one of the joint account holders has already received their cashback in respect of another account, then none of the remaining joint account holders will be eligible for the offer in respect of the joint account. Offer is limited to one eligible account and is not available in conjunction with any other offer.