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Easy banking for retirees

Competitive interest
Interest paid monthly and calculated daily depending on total balance
Convenient support
Our friendly staff are on hand to help you in any of our branches and over the phone
Fraud protection
We'll reimburse any losses from unauthorised transactions (provided you report it to us promptly and haven't contributed to the loss)

Interest rates

0.25% p.a.
Balances up to $1,999.99
1.00% p.a.
On the part of the balance
between $2,000.00 to $40,999.99
1.70% p.a.
On the part of the balance 
$41,000 or over

Important upcoming changes to the Retirement Access Plus Everyday account

What’s new –  Changed Balance Tiers 

We're updating the tiers and introducing a 4th balance tier from 1 November 2018. 

Updated Balance Tiers Interest Rate
Balances up to $9,999.99 0.50% p.a.
On the part of the balance between $10,000.00 to $49,999.99 0.80% p.a.
On the part of the balance between $50,000.00 to $249,999.99 1.50% p.a.
On the part of the balance $250,000 or over 1.70% p.a.


Fees and charges

  • FREE eftpos 
  • FREE ATM use in Australia (St.George/ Bank of Melbourne/ BankSA and Westpac ATMs in Australia)
  • FREE Staff assisted (branch and telephone)
  • $2.00 Frequent statement (request statement outside cycle)
  • FREE Cheque
  • Free Visa Debit transactions
  • Free Direct Debit
  • Free Internet, mobile and phone banking transactions
  • 3.00% Foreign currency conversion
  • $5.00 Overseas cash withdrawal (outside Global ATM Alliance)
  • Free Fraud Protection
  • $4.00 Periodical payment

In detail

Before making a decision, please read the terms and conditions and ensure you're aware of all fees and charges.