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Benefits of our EFTPOS solutions

Access your money fast
Get paid quickly with same day settlement into your account.¹
Keep trading during outages
No internet? No problem. Enjoy the reassurance of 4G backup connectivity, which automatically switches if your Internet goes down, so you'll never miss a sale.
Get 24/7 local support
In the unlikely event of a problem, call our locally-based support centre. Replacement terminals can be provided within 4 hours in metro areas.

Choose an EFTPOS terminal

Simple pricing, no lock-in contracts

Simple flat rate

1.2% flat rate on all eftpos, Mastercard®, Visa® and UnionPay transactions6.


Monthly terminal fee

Starting at $24.75 a month for an EFTPOS Now terminal.

Learn more

Frequently asked questions

EFTPOS stands for Electronic Funds Transfer at the Point Of Sale. It's the term used to describe an electronic payment system (also known as a machine or terminal) that enables the taking of payments by digital wallets, debit, credit and charge cards. EFTPOS machines – which can be standalone or connected to a point of sale (POS) system – facilitate the movement of funds from a customer’s credit, charge and debit card account to a nominated business bank account.

Then there is eftpos, which is the debit card payment system that takes funds directly from a customer’s cheque or savings transaction account to pay for purchases in store.



Important information

Applications for payment solutions are subject to approval. Terms and Conditions, other fees and charges (PDF 1MB) apply. Full details are available on request.

1. St.George same day settlement is not available between 9:30pm and 11:00pm - Sydney time. You can only perform a settlement once a day, before 9:30pm (Sydney time). A settlement done after 11:00pm will be processed as a settlement for the next day. Subject to system availability, settlement can take place 7 days a week. Settlement must be to an eligible St.George transaction account. Same day settlement is only available for Mastercard, Visa and eftpos transactions (plus UnionPay if using EFTPOS Connect).

2. Subject to system availability.

3. The point of sale (POS) systems are supplied by POS Providers, not St.George. St.George does not guarantee or endorse those products and any related services.

4. 4G backup is not available for Linkly Cloud connectivity. Refer to the EFTPOS Connect Quick Reference Guide (PDF 1MB) and Terminal User Guide (PDF 5MB) for details.

5. This functionality is point of sale (POS) dependent.

6. Our 1.2% flat transaction rate applies to eftpos, Mastercard, Visa and UnionPay but not to American Express, Diners Club or JCB cards.

7. Value Added Services such as ZipPay are subject to POS availability. Please visit for details.

# If you want to accept American Express or JCB payments, you’ll need to call 1300 363 614 to enter into a separate merchant agreement with American Express or JCB.

^If you want to accept Diners Club payments, you’ll need to call 1300 360 060 to enter into a separate agreement with Diners Club.

UnionPay is a trademark of UnionPay International Co. Ltd.

Mastercard® is a registered trademark of Mastercard International Incorporated.

Visa® is a registered trademark of Visa International Service Association.

American Express® is a registered trademark of American Express.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

Google Pay is a trademark of Google Inc.

Fitbit and Fitbit Pay are registered trademark(s) or trademark(s) of Fitbit LLC and/or its affiliates in the United States and other countries.