Skip to main content Skip to accessibility page Skip to search input

Personal Loans

Featured accounts

Personal Loan - Unsecured

Access funds quicker as no assets needed to secure loan against.

  • 60 second response when submitting application online
  • Borrow between $3,000 and $40,000
  • Weekly, fortnightly or monthly repayments

Interest rate and term options

  • Fixed interest rates of % p.a. for the life of the loan (comparison rates from % p.a.3) - 1 to 5 year term
  • Variable interest rate, lets you make extra monthly repayments without a fee - loan term of up to 7 years, plus redraw facility available.

Personal Loan - secured with car

A personal loan with a lower interest rate because your car is used as security1.

  • 60 second response when submitting application online
  • Borrow between $3,000 and $80,000
  • Weekly, fortnightly or monthly repayments

Choice and flexibility

  • Limited time only offer:
    Fixed
    interest rate from
    % p.a.^ for the life of the loan (comparison rates from % p.a.2) - 1 to 5 year term
    (Offer ends 31st May 2015^).
  • Variable interest rate, lets you make extra monthly repayments without a fee - loan term of up to 7 years.

Have you considered

Motor Vehicle Insurance

To make sure you and your car stay on the road, St.George provides Motor Vehicle Insurance. Simply choose the cover that suits your needs.

Personal Credit Protection3

St.George Personal Credit Protect offers cover for you if something unexpected happens, meaning your loan repayments can still be taken care of.

Visa Debit Card

A Visa Debit Card is not a credit card – it’s a debit card with no annual fee that gives you convenient access to funds in your transaction account.

Important Information

Special Offer

^Offer available to new loans approved by 31 May 2015

Credit criteria, fees, charges, terms and conditions apply.

Before making a decision, it's best to read the terms and conditions:

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 33 30.

1. To qualify for a lower interest rate, any motor vehicle offered as security must not be more than 12 years old upon loan expiry. The vehicle used as security must be registered under the applicant’s name. If the vehicle is registered in joint names, loan application must also be made in joint names.

2. This comparison rate is based on a secured loan of $30,000 over the term of 5 years. WARNING: The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

3. The comparison rate is based on an Unsecured Personal Loan of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.