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Personal Loans

Get Set Loan

For situations where payments need to be made over time - like weddings or renovations. Access funds whenever you need without reapplying, up to an approved limit. Only pay interest on your outstanding balance.

Variable interest rate of % p.a.

Secure Personal Loan with car

Personal loans with a lower interest rate when your car is accepted as security1

Fixed or variable rates available. Fixed interest rate from % p.a. (comparison rate from % p.a.2) for 1 to 5 year terms.

Unsecured Personal Loan

Personal loans for your holiday, renovations, weddings or debt consolidation.

Fixed or variable rates available. Fixed interest rate from % p.a. (comparison rate from % p.a.2) for 1 to 5 year terms.

Are you...

Buying a car?

Buying your first car or upgrading to a newer model? Consider a secured personal loan and benefit from a lower rate than unsecured loans.

Consolidating debt?

Bring your debts under control with a fixed rate and one regular repayment, and pay them off in full.

More about personal loans

Loans for travel

Unsure about the best personal loan for your well-earned holiday? See our options and start making your dream holiday a reality.

Personal Loan Insurance3

St.George Personal Credit Protect offers cover for you if something unexpected happens, meaning your loan repayments can still be taken care of.

Important information

Credit criteria, fees, charges, terms and conditions apply.

Before making a decision, it's best to read the terms and conditions:

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 33 30.

1. To qualify for a lower interest rate, any motor vehicle offered as security must not be more than 12 years old upon loan expiry. The vehicle used as security must be registered under the applicant’s name. If the vehicle is registered in joint names, loan application must also be made in joint names.

2. This comparison rate is based on a personal loan of $30,000 over the term of 5 years.  WARNING: The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

3. St.George Personal Credit Protect is issued by Swann Insurance (Aust) Pty Ltd ABN 80 000 886 680 and St.George Life Limited ABN 88 076 763 936. St.George arranges the insurance. However, St.George does not guarantee the insurance. This information does not take into account your personal circumstances. Before making a decision about this insurance, read the Product Disclosure Statement to see if it’s right for you.

4. Redraw requests are subject to approval. Minimum redraw amount $500 and a redraw fee applies for each approved request. Other fees and charges may be payable.